Top 3 aspirations Singaporeans have for retirement:
What Singaporeans feel they need for a good retirement:
Topmost services Singaporeans need for retirement:
Treatment for illnesses
Based on a 2020 YouGov survey commissioned by Etiqa.
Whatever retirement you envision for yourself, we’re here to help you achieve it.
The Amber Retirement Ecosystem caters to your physical, mental and financial health
allows you to actively pursue passions such as travelling
Body and mind go hand in hand, so staying physically fit and mentally active is important. As an Amber Member, you’ll have access to an extensive range of professional services and curated activities in the Amber Retirement Ecosystem. Simply search for what you need and schedule appointments on our self-service platform.
Our service providers in the Amber Retirement Ecosystem have been meticulously screened and selected for your convenience. You can enjoy these exclusive services at preferred rates.
Enjoy your desired lifestyle once you stop working with ePREMIER retirement. With a monthly retirement income, you can achieve financial independence and indulge in what you love.
Receive monthly retirement income consisting of guaranteed and non-guaranteed payout for 10 or 20 years starting from your selected retirement age.
Choose your preferred retirement age of 60 or 65, and your preferred premium term of 2, 5 or 10 years.
Your capital is guaranteed once you reach your selected retirement age.
Enjoy greater financial security with lump sum maturity benefit, in addition to your monthly retirement income.
Enjoy death coverage throughout policy term while you continue to receive your monthly retirement income.
Enjoy attractive potential total returns of up to 4.51% per annum and 2.95% per annum based on the illustrated investment rates of return of 4.75% per annum and 3.25% per annum respectively; and a guaranteed return of up to 2.40% upon maturity. This is based on the illustration of a male, age 30, paying annual premiums for 5 years and with the option to receive the monthly retirement income at the retirement age of 65 for 20 years.
If you prefer not to receive the monthly retirement income, you have the following options:
Receive a lump sum payout equivalent to 9 times the selected guaranteed monthly retirement income in the event the life insured is diagnosed with major cancer for the first time on or before age 70.
eXTRA cancer waiver
Continue the policy without paying premiums if the life insured is diagnosed with major cancer
Age means the age at next birthday.
This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K), a member of Maybank Group.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You are recommended to read the Product Summary, Policy Illustration and policy document for the exact terms and conditions, specific details and exclusions applicable to this insurance product that can be obtained from any of our product distributors; and seek advice from a financial adviser before deciding whether to purchase the policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the policy is suitable for you and meets your needs in light of your objectives, financial situation and particular needs.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 6 May 2021.
Imagine you are preparing for retirement at age 65. At age 35, you invest in ePREMIER retirement. Based on your needs, you selected the following options:
With these selections, you pay an annual premium of S$10,558.
At age 65, you will enjoy a total monthly retirement income1 of S$1,970 for 20 years. In addition, you will receive an illustrated maturity benefit of S$26,2521 when the policy matures.
1Based on an illustrated investment rate of return of 4.75% p.a.:
1Based on an illustrated investment rate of return of 3.25% p.a.:
Non-guaranteed monthly retirement income
Interest earned from accumulation
Illustrated maturity benefit
Total benefits received at age 85
The scenario(s) above are for illustration purposes only.
The two rates 3.25% per annum and 4.75% per annum are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund.
As the bonus rates used for the benefits illustrated above are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance is not necessarily indicative of the future performance.