25 Jun Fire Safety 101: A Panic-Free Infographic To Battle Home Fires
“It won’t happen to me.” Some called it the safety myth while others termed it the “optimism bias” where one believes that we are excluded from potential negative effects, and disregard the reality of an overall situation. This mind-set has certainly settled in the majority of Singapore residents who believe that they are unlikely to encounter a fire in their homes, but is that really so? Then why is the Fire Code being implemented, with updated fire safety regulations for new homes to install smoke detectors as of this June?
In 2017, there were a total of 3,871 fire calls with 68.6% coming from residential premises. Of this figure, there were 60 fire injuries and 3 fire casualties. Although we have come a long way since the Bukit Ho Swee fire in 1961, it is important to acknowledge that accidents can happen when we least expected. Read on to find out what you can when a fire breaks out at/near home.
Note: Statistics featured in the infographics were taken from SCDF Fire, Ambulance, And Enforcement Statistics 2017.
In the event of a fire, the number one rule is to keep calm. Alert your neighbours and don’t forget to call 995. If you are staying in a super high-rise apartment or HDB flat, you should evacuate in an orderly manner to either a refuge floor or the safe ground. NEVER take the lift in the event of a fire, you should take the stairs instead.
For more information, refer to the Civil Defence Emergency Handbook.
Prevention is better than cure
In 2017, the main fire causes in residential areas were due to rubbish, unattended cooking and discarded items. By staying vigilant and careful, fire incidents can be avoided. Here are some simple housekeeping practices to keep in mind:
- Do not throw lighted materials such as burning embers and cigarette butts into the rubbish chute or rubbish bin.
- Do not leave cooking unattended; do switch off and unplug all cooking appliances when not in use.
- Keep flammable liquids such as cooking oil and wine or combustible materials (e.g. paper and batteries) away from the stove.
- Do not overload electrical outlets and always switch off electrical appliances when not in use.
- Discarded items should be placed in designated areas; do not leave them at common areas such as lift lobbies, common corridors and staircase landings.
- More safety prevention tips are available at: Civil Defence Emergency Handbook
Here are things you should have in the event of a fire:
- A calm mind
- At least one PSB-approved Dry Chemical Power fire extinguisher weighing 1.5kg or more.
- An adequate home insurance that covers your building, home contents, and helps you to get back on your feet quickly in times of an emergency such as a fire.
HDB Fire Insurance Scheme
The HDB Fire Insurance Scheme was introduced to provide relief for flat owners of any repair works in the unfortunate event of a fire. Did you know that you can protect your HDB Flat with just starting from $1.50? Etiqa provides the most affordable Fire Insurance Scheme and it is applicable for all HDB homeowners.
However, please note that the HDB Fire Insurance Scheme can only cover the cost of reinstating damaged internal structures, fixtures, and areas built and provided by HDB. It does not include home contents such as furniture, renovations and personal belongings.
Tiq Home Insurance
Tiq Home Insurance is designed to complement you’re the HDB Fire Insurance Scheme with more comprehensive coverage. Also, when you extend your home protection with Tiq Home Insurance, we will waive off the fire insurance fees.
Did you know that Tiq Home Insurance provides Emergency Cash Allowance of $5000 within 24 hours in the event a fire rendered your home uninhabitable?
Tiq Home Insurance by Etiqa is a newly launched home protection plan that offers assurance with flexible yet comprehensive coverage to homeowners and tenants. Beyond your building, you can choose to protect renovation, home contents and things you love, only paying for what you need and nothing more. Find out more now!
Committed to placing people over policies, Etiqa is a Singapore insurance company owned by Maybank Ageas Holdings. Maybank Ageas is a joint venture between Maybank Group–the fourth largest Banking group in Southeast Asia with more than 22 million customers across 20 countries worldwide, and Ageas –one of Europe’s largest insurance companies with 33 million customers across 16 countries and a history of over 190 years.
Protecting more than 300,000 homes in Singapore since 1961, Etiqa is best known as the appointed insurer for the Singapore Housing Development Board (HDB) Fire Insurance Scheme. Etiqa also provides comprehensive life and general insurance solutions with affordable and transparent insurance premiums. These include motor insurance (including motorcycle insurance), travel insurance, home insurance, maid insurance, personal accident insurance, insurance savings plan, retirement and legacy planning. Etiqa is one of the first insurance companies in Singapore to empower its customers with online insurance, offering innovative, customer-centric experience such as real-time travel delay insurance and usage-based car insurance.
Discover the full range of Etiqa online insurance plans: http://www.etiqa.com.sg/buy-insurance-online/
All information provided is true at the time of publishing and conditions may have changed since.
This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No 201331905K)
Protected up to specified limits by SDIC.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
This content is for reference only. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is accurate as at 30 August 2019.