If you are in the market for a product that provides insurance coverage while growing your money, you may have come across these two instruments: Investment-Linked Plans (ILPs) and endowment plans.Both are insurance plans that come with cash values, but what are they exactly and...
One of the first things you have to do after purchasing an Investment-Linked Plan (ILP) is to pick your funds. As you know, returns from your ILP are non-guaranteed and largely dependent on how well your chosen funds perform. For this reason, it is important...
There are many different types of investment products out there, and one that has traditionally divided opinion is none other than Investment-Linked Plans (ILPs).A hybrid product that combines both insurance and investment, some like it for its flexibility and multi-functionality. Then there are those who...
These days, it seems harder to hope than before. It’s time to take your life back into your own hands with these 5 New Year Resolutions for 2022 that no pandemic can touch....
For many people, the COVID-19 outbreak came at a bad time. Worldwide, supply chains are slowing to an excruciating crawl, placing the world economy under unprecedented pressure. Pan-sector retrenchments have only just begun and plunging stock prices gnaw at once-healthy portfolios. For those with life...
The book ‘The Five Love Languages’ by Gary Chapman has graced the shelves of all self-respecting bookstores for decades. While impossible to summarise justly in a few words, the book addresses the means through which we give and receive love, and helps us to make...
You’ll probably understand – protecting our lifestyle means a lot to us. Well-meaning suggestions to live healthier or save more are usually met with paralysing inertia, and whereupon dismissed. But we get it – change is scary!As we celebrate abundance and indulge in the festive...
Art collecting gets a weird rep. To the layman, the practice is dismissively associated with all manner of elitist hobbies afforded only to the crème de la crème of haute society. While such an assumption would probably have held a century or so ago, art...
Google ‘retirement planning’ and you will be bombarded with what can only be described as a barrage of information of what to expect, how much money you will need and how to start saving for your retirement. Read on and perhaps you’ll notice that a...
[vc_row][vc_column][vc_column_text]Retirement. Everyone knows someone with crazy visions of what they’d like to do when work life as we know it expires into memory. Some want to move to the Cameron Highlands to start their own farm, and others intend to buy an island in the...