FAQ – Private Car Insurance

Private Car Insurance from Etiqa provides customizable coverage suitable for all private car owners.

Features include:

• Personal Accident cover of up to S$50,000 for the main driver.
• Medical expenses of up to S$1,000.
• You may visit any motor workshops of your choice when you select our “any workshop” rider.
• No restrictions on use of motor workshops.
• Towing service of up to S$200.
• Windscreen Cover (with excess of S$100) You don’t have to pay any excess for windscreen repair.
• Flood and/or other convulsion of nature and Strike, Riot & Civil Commotion (applicable to Comprehensive Cover only).
• Passenger Risks.
• Legal Liability of Passengers for Acts of Negligence.
• Third Party Liability including bodily injury and property damage.
• Legal Service of up to S$2,000.
• 5% Demerit Free Discount.

To learn more about Private Car Insurance from Etiqa, click here.

You can be covered for Private Car Insurance from Etiqa anytime when:

• You are the car owner
• You use your car for personal purposes (including car pool or car sharing arrangement to carry passengers for payment but only if the passengers are contributing towards the running expenses of the car)

To get covered immediately, click here.

We recommend that you get yourself covered for Private Car Insurance from Etiqa before you start driving the car or before your current insurance expires.

In Singapore it is against the law to drive a motor vehicle on the road without a valid insurance policy. The minimum requirement is that the policy provides cover for personal injury to other parties.

Private Car Insurance from Etiqa covers you for personal injury to third parties, it could also cover you for costs if you damage someone else’s property or for any other loss or damage you might suffer in a motor accident.

To get covered immediately, click here.

The easiest way to get covered for Private Car Insurance from Etiqa is through our online portal.

You could also call us on +65 6887 8777 or walk-in to our Customer Care office at 16 Raffles Quay, Hong Leong Building, #01-04A, Singapore 048581

Yes, Etiqa has promotional discounts everyday. Click here for more information.

Click here to make a claim.

Our fast claims approval is applicable to only own-damage motor claims under the amount of S$5,000 at Etiqa’s authorised workshops. Upon receiving the necessary claims and estimated damage documents, repair claims of up to S$5,000 can be approved in just 30 minutes. Exclusions apply for claims which are subjected to further investigation, or a breach of policy conditions.