24 Jul Thrill of adventure sport: Do your homework before diving into danger
Channel News Asia – 24 July 2017
As a starting point, travellers should check if their insurance covers the activities they are engaging in, said a spokesperson from the General Insurance Association (GIA). Some activities are excluded because they are “dangerous to most holidaymakers who are inexperienced”, the spokesperson added. “In the event of an accident, those engaged in such sports are likely to sustain more serious injuries or even death.”
For example, Etiqa Insurance’s ePROTECT travel plan does not cover activities like motorcycling, mountaineering, rock climbing and scuba diving below depths of 30m. On the other hand, skydiving, parachuting and bungee jumping are covered.
For activities that are included, travellers should take note of special circumstances listed in their policy wording, Etiqa Insurance chief executive Sue Chi Kong said.
“They should also ensure that they are covered for emergency medical evacuation and repatriation, especially if they are planning to go scuba diving, hiking or skydiving, since it is unlikely that they will be near any decent medical facilities should unforeseen events happen.”