Protect Your Building Structure

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Important Notes:

It is compulsory for flat owners with an HDB mortgage loan to buy basic HDB Fire Insurance. Please note that it only covers the internal building structures, fixtures and fittings provided by HDB and/or its approved developer, but excludes household contents.

The HDB Fire Insurance is underwritten by Etiqa Insurance Pte. Ltd. and on behalf of HDB and / or flat lessees / mortgagors / purchasers of HDB and/or DBSS flats sold by HDB and / or on their behalf.

Basic Fire Insurance Quote

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Coverage Summary of HDB Fire Insurance:

1. Building structures, fixtures & fittings provided by HDB and/or its approved developer. Etiqa Tick
2. Renovation and home contents including personal effects, physical loss or damage due to theft accompanied by violent or forcible entry into your home. X
3. Worldwide personal liability X
4. (New Benefit) 24-hour Emergency Home Assistance service
(For plumbing, electrical, locksmith and pest control)
5. Alternative accommodation X
6. Family accidental death protection X
Legend: X = not covered; Etiqa Tick = covered;

Enhance your Home Insurance coverage

Add ePROTECT home contents insurance to your HDB fire insurance (optional)

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My Selection

Note: Net price will be reflected in the “Payment Summary” page if you have a promo code.
Section A:
Home Contents $30,000 $50,000 $70,000 $50,000 $70,000 $70,000
Renovations $50,000 $70,000 $80,000 $70,000 $80,000 $80,000
Section B:
Worldwide Personal Liability and Tenant’s Liability $500,000
Section C:
Family Accidental Death Protection Up to $50,000
a) You and your spouse: $15,000 each
b) Your child(ren): $10,000 each
Section D:
24-hour Emergency Home Assistance service
(For Plumbing, Electrical, Locksmith and Pest Control)
Only applicable for 5-year plan
Covers you up to $200 per event
Up to 4 calls per year
Additional Benefits : Maximum Sum Insured
Removal of debris Up to 10% of the Sum of Insured for Renovations under Section A
Alternative accommodation Up to 15% of the Sum Insured under Section A.
Sub-Limit: Up to $350 per day for the necessary cost of reasonable alternative accommodation
Conservancy charges Up to $500 in aggregate
Accidental breakage of mirrors and fixed glass Up to $1,000
Loss of or damage to contents while being temporarily removed from the premises (a) up to $300 per item and (b) up to 15% of the Sum Insured under Section A - Contents only
Loss of or damage to contents belonging to your domestic helper Up to $2,500 and Sub Limit: $500 per item
Replacement of locks and keys Up to $500
Deterioration of frozen food in the freezer or refrigerator Up to $500
Unauthorised transactions on your stolen ATM or credit card Up to $1,000
Medical expenses for injury due to an insured peril Up to $1,000
Loss of pedigree pet Up to $500
Emergency cash allowance $500 per household
Money Up to $750
Valuables Up to 30% of the sum insured for Contents in aggregate
No plan fits the criteria. Please try again.

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