Private Car Insurance


  • Enjoy 20% off + up to $200 cashback when you protect your car with us!
  • Or 20% + 5% off every Friday (TEIF) weekly sale!

Early saver promotion

Be the first few to buy daily to enjoy 30% off! Limited time only. Terms apply.

Deals left:

Drive with peace of mind and let us protect you and your car

Choose from Comprehensive, Third-party Fire & Theft, or Third-party only coverage types

Enjoy 5% additional discount if you have been demerit-free in the past 3 years

Conveniently located throughout the island, our authorised workshops are carefully selected and reviewed to provide the best service experience

Free coverage for child seat
(up to $300)

Customisable Car Insurance Add- Ons

Adjustable Excess

Select the excess amount based on your needs and budget

No-Claim Discount (NCD) Protector

Protect your NCD when you renew with us in the event of a claim

Sun/Moon Roof Cover

Be sheltered and covered up to $2,000 for your car sun/moon roof

Workshop of Your Choice

Enjoy the freedom to choose your preferred workshop for repairs

Solar Film Cover

Receive damage coverage of up to $1,000 for your solar film

Etiqa Plan

Towing after loss &/or damage (Enhanced)
Loss Of Use Benefit
Medical & Dental Expenses
Enhanced Personal Accident Benefits
Loss of Personal Effects
24-hour Roadside Assistance

Gap Cover

Receive up to S$80,000 for the difference between your outstanding car loan and the market value in the event of total loss of your car.

Comprehensive Third-Party Fire & TheftThird Party Only
Benefits for your car
a) accidental loss or damage by fire
b) loss or damage by theft
c) accidental loss or damage by other insured causes
Accidental loss or damage to

a) accessories and spare parts

*by fire and/or theft only

a)Towing to repairers or places of safety following accident (up to S$200)
Your legal liability
a) death or bodily injury to other people
b) loss or damage to property of other people
c) your legal costs and expenses (up to S$2,000)
Other benefits
a) personal accident benefits for insured (up to S$50,000)
b) medical expenses (up to $1,000)
c) windscreen cover (excess of S$100)
d) daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days)
Excess for driver(s)
Excess for Named DriverAdjustable Excess
Additional Excess for Unnamed DriverS$500
Additional Excess for Elderly, Young and Inexperienced DriverS$2,000

Downloads & Forms

Important Notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites ( or


Information is accurate as at 20 July 2019.