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Private Car Insurance
- Enjoy 20% off quality car insurance that you can depend on
- Or get up to 20% + 5% off with our Thank Etiqa It’s Friday (TEIF) Sale weekly
Early saver promotion
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Drive with peace of mind and let us protect you and your car
Choose from Comprehensive, Third-party Fire & Theft, or Third-party only coverage types
Enjoy 5% additional discount if you have been demerit-free in the past 3 years
Wait no more with our fast claims approval in 30 minutes by the award winning claims team
Conveniently located throughout the island, our authorised workshops are carefully selected and reviewed to provide the best service experience
Customisable Car Insurance Add- Ons
Adjustable Excess
Select the excess amount based on your needs and budget
No-Claim Discount (NCD) Protector
Protect your NCD when you renew with us in the event of a claim
Sun/Moon Roof Cover
Be sheltered and covered up to $2,000 for your car sun/moon roof
Workshop of Your Choice
Enjoy the freedom to choose your preferred workshop for repairs
Solar Film Cover
Receive damage coverage of up to $1,000 for your solar film
Etiqa Plan
Towing after loss &/or damage (Enhanced)
Loss Of Use Benefit
Medical & Dental Expenses
Enhanced Personal Accident Benefits
Loss of Personal Effects
24-hour Roadside Assistance
Loss Of Use Benefit
Medical & Dental Expenses
Enhanced Personal Accident Benefits
Loss of Personal Effects
24-hour Roadside Assistance
Gap Cover
Receive up to S$80,000 for the difference between your outstanding car loan and the market value in the event of total loss of your car.
| Comprehensive | Third-Party Fire & Theft | Third Party Only | |
| Benefits for your car | |||
| a) accidental loss or damage by fire |  | | |
| b) loss or damage by theft | | | |
| c) accidental loss or damage by other insured causes | | ||
| Accidental loss or damage to | |||
a) accessories and spare parts *by fire and/or theft only | | * | |
| Towing | |||
| a)Towing to repairers or places of safety following accident (up to S$200) | | | |
| Your legal liability | |||
| a) death or bodily injury to other people | | | |
| b) loss or damage to property of other people | | | |
| c) your legal costs and expenses (up to S$2,000) | | | |
| Other benefits | |||
| a) personal accident benefits for insured (up to S$50,000) | | ||
| b) medical expenses (up to $1,000) | | ||
| c) windscreen cover (excess of S$100) | | ||
| d) daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days) | | ||
| Excess for driver(s) | |||
| Excess for Named Driver | Adjustable Excess | ||
| Additional Excess for Unnamed Driver | S$500 | ||
| Additional Excess for Elderly, Young and Inexperienced Driver | S$2,000 | ||
Downloads & Forms
Important Notes:
This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).
Information is accurate as at 20 July 2019.