Private Car Insurance
Customisable protection at an attractive rate for your own set of wheels.
*Get a competitive Car Insurance quote at 20% off in 60 secs. Enjoy another 5% off at our Thank Etiqa It’s Friday (TEIF) Sale on every Friday. Save the date and learn more!*
Features
Choose the coverage you require at competitive rates
Choose from Comprehensive, Third-party Fire & Theft and Third Party only coverage types.
Choice of workshop
Select your own motor workshop.
Demerit Free Discount
5% Demerit Free Discount if you have not claimed in the past 3 years (with proof of Certificate of Merit from the Traffic Police).
Easy and fuss-free claims
Submit your claims online in a breeze.
Features & FAQs
- No restrictions on use of motor workshops.
- Personal Accident cover of up to S$50,000 for the insured.
- Medical expenses of up to S$1,000.
- Towing service of up to S$200.
- Free Windscreen Cover (with excess of S$100 for any workshop or complimentary for authorised workshops. Applicable to Comprehensive Cover only). Once a windscreen claim is made, this benefit will terminate unless it is reinstated with an additional premium.
- Flood and/or other convulsion of nature and Strike, Riot & Civil Commotion (applicable to Comprehensive Cover only).
- Passenger Risks.
- Legal Liability of Passengers for Acts of Negligence.
- Third Party Liability including bodily injury and property damage.
- Legal Service of S$2,000.
- 5% Demerit Free Discount is allowed provided a Certificate of Merit from the Traffic Police is produced and with nil claim for the past 3 years.
| Comprehensive (Authorised Workshop) | Third-Party Fire & Theft | Third Party Only | |
| Benefits for your car | |||
| a) accidental loss or damage by fire |  |
|
|
| b) loss or damage by theft | |
|
|
| c) accidental loss or damage by other insured causes | |
||
| Accidental loss or damage to | |||
| a) accessories and spare parts * by fire and/or theft only |
|
* |
|
| Towing | |||
| a)Towing to repairers or places of safety following accident | |
|
|
| Your legal liability | |||
| a) death or bodily injury to other people | |
|
|
| b) loss or damage to property of other people | |
|
|
| c) your legal costs and expenses | |
|
|
| Other benefits | |||
| a) personal accident benefits (for you only) | |
||
| b) medical expenses | |
||
| c) windscreen (excess of S$S100) | |
||
| Excess for driver(s) | |||
| Excess for Named Driver | Adjustable Excess | ||
| Additional Excess for Unnamed Driver | S$500 | ||
| Additional Excess for Elderly, Young and Inexperienced Driver | S$2,000 | ||
Enhance your coverage
Adjustable Excess
My Workshop
Additional Excess of S$4,000 for elderly, young and inexperienced driver for any workshop
Sun/Moon Roof
Cover the damage to sun/moon roof (up to S$2,000)
Solar Film
Cover the damage to solar film (up to S$1,000)
Downloads & Forms
Important Notes:
This product is covered under PPF Scheme.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
Information is correct as at 12 December 2016.