(Usage-based Car Insurance)
Traditional car insurance puts low-mileage drivers at a losing end. With less mileage and less time on the road, your risk is lower, which should translate to premium savings in your car insurance. But that is not the case.
With ePROTECT sMiles, you will no longer need to pay more than what you really require. We are passing the choice and the savings to you. You can now choose ePROTECT sMiles, our usage-based car insurance plan, that lets you save 50% upfront, and never more than 100% of your standard car insurance. Get on, and let’s go for a more delightful drive.
Sign up for ePROTECT sMiles usage-based car insurance and receive petrol vouchers worth $50! Applicable only for online purchase through our website. Terms & Conditions apply.
Save 50% of your car insurance premium at the start. Know what you are paying for with our transparent plan and payment model.
With ePROTECT sMiles, all drivers receive 6,000 km mileage for a year.
This 6,000 km mileage is broken down into quarterly mileage of 1,500 km. With our usage-based car insurance, we enable smarter tracking using our telematics solution, so you only pay for the mileage you drive. If you exceed 1,500 km in a quarter, a flat pay-per-km rate will then apply (rate differs from driver to driver).
Here is an example:
Upon purchase, you will receive an email with further details and a welcome kit via mail. The kit will come with instructions to download the ePROTECT sMiles mobile app, and your Beacon device.
Save 50% upfront and still enjoy the same comprehensive car insurance coverage.
|Benefits for your car|
|a) accidental loss or damage by fire|
|b) loss or damage by theft|
|c) accidental loss or damage by other insured causes|
|Accidental loss or damage to|
|a) accessories and spare parts by fire and/or theft only|
|a)Towing to repairers or places of safety following accident|
|Your legal liability|
|a) death or bodily injury to other people|
|b) loss or damage to property of other people|
|c) your legal costs and expenses|
|a) personal accident benefits (for you only)|
|b) medical expenses|
|c) windscreen (excess of S$S100)|
|Excess for driver(s)|
|Excess for Named Driver||Adjustable Excess|
|Additional Excess for Unnamed Driver||S$500|
|Additional Excess for Elderly, Young and Inexperienced Driver||S$2,000|
This product is covered under PPF Scheme.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
Information is correct as at 2 June 2017.