ePROTECT maid
Singapore’s Maid Insurance made comprehensive, affordable and flexible. In just clicks away.
NEW Increase of Personal Accident for maid to $60,000 cover across all plans. MOM requirements is to increase the cover by 1 Oct 2017, learn more here. We increase the cover now at no price hike!
Save 35% with our maid insurance promotion. Savings up to $104 for you!
For additional savings check out our Thank Etiqa is Friday (TEIF) promotion.
Features
Personal Accident protection
- 24-hour worldwide* protection against accidental death, permanent disablement and medical expenses.
Hospitalisation and Surgical Expenses
- Cost of treatment for inpatient treatment and day surgery due to illness or accident.
- Pre-hospitalisation and pre-day surgery charges such as diagnostic procedures and laboratory examinations.
- Cost of outpatient treatment after inpatient treatment and day surgery.
Security Bond
- We free you from paying S$5,000 upfront for the required Security Bond by serving as your Guarantor and providing a Letter of Guarantee to MOM.
Domestic Helper’s Liability
- Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your maid.
Enhance your coverage
Security Bond – reimbursement of indemnity paid to the insurer
The reimbursement of indemnity paid to insurer option will limit your liability on the S$5,000 Security Bond to S$250.
Letter of Guarantee to the Philippine Overseas Labour Office (P.O.L.O.)
If required, we will issue a Letter of Guarantee to P.O.L.O. on your behalf.
Wonder How It Works
Table of benefits
|
Benefits |
Sum Insured (S$) | ||
| Plan A | Plan B |
Plan C |
|
| 1. Letter of Guarantee to MOM |
$5,000 |
$5,000 |
$5,000 |
| 2. Personal Accident | |||
| a. Accidental Death |
$60,000 |
$60,000 |
$60,000 |
| b. Permanent Disablement |
$60,000 |
$60,000 |
$60,000 |
| c. Medical Expenses |
$1,000 |
$2,000 |
$2,500 |
| 3. Repatriation Expenses |
$10,000 |
$10,000 |
$10,000 |
| 4. Hospitalisation & Surgical Expenses
(annual limit for inpatient expenses including day surgery) |
$15,000 Per Year |
$15,000
Per Year |
$15,000 Per Year |
| 5. Wages & Levy Reimbursement
(max. 30 days of Hospitalisation) |
Up to $30 per day |
Up to $30
per day |
Up to $30 per day |
| 6. Recuperation Expenses | |||
| a. Recuperation Benefit
(max. 30 days of Hospitalisation) |
Up to $10 per day |
Up to $15
per day |
Up to $20
per day |
| b. Temporary Help Benefit
(max. 30 days of Hospitalisation) |
Up to $10
per day |
Up to $15
per day |
Up to $20 per day |
| 7. Termination / Re-Hiring Expenses |
$250 |
$300 |
$350 |
| 8. Domestic Helper’s Liability |
$5,000 |
$7,500 |
$10,000 |
| 9. Special Grant |
$500 |
$1,000 |
$2,000 |
Optional Coverage
| Benefits | Sum Insured (S$) | |
|---|---|---|
| 26 months | 14 months | |
| 10. Letter of Guarantee to the Philippine Overseas Labour Office | $7,000 | $7,000 |
| 11. Reimbursement of indemnity paid to insurer | $5,000 (excess of $250) | $5,000 (excess of $250) |
Select between these 26 months or 14 months plans as below:
| Plan Type | Premium Rate (S$) |
|---|---|
| 26 months | |
| Plan A | $246.10 |
| Plan B | $267.50 |
| Plan C | $299.60 |
| 14 months | |
| Plan A | $176.55 |
| Plan B | $187.25 |
| Plan C | $214.00 |
| Optional Coverage | Premium Rate (S$)* |
| 26 months | |
| Letter of Guarantee to the Philippine Overseas Labour Office | $80.25 |
| Reimbursement of indemnity paid to insurer | $53.50 |
| 14 months | |
| Letter of Guarantee to the Philippine Overseas Labour Office | $80.25 |
| Reimbursement of indemnity paid to insurer | $37.45 |
Downloads & Forms
Important Notes:
This product is covered under PPF Scheme.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.
Information is correct as at 12 Feb 2015.