ePROTECT maid

ePROTECT maid

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Important Notice

From 1 Feb 2018 employers of Indonesian maids are required by the Embassy of the Republic of Indonesia in Singapore to purchase a separate Security Bond of $6,000. This is applicable when hiring a new maid or renewing a contract. Please click here for more details.

Protect your maid with a comprehensive and affordable plan in just clicks away

Personal accident protection from $60,000

Cover hospitalisation & surgical expenses

Repatriation expenses to send your maid home

Insurance that protects more than just your maid. Let us shield you away from potential costs and expenses too

Wages compensation & levy reimbursement

Termination and re-hiring expenses

Medical expenses reimbursement in the unfortunate event of an abuse by your maid

Enhance your coverage with these optional add-ons

Security bond to Ministry of Manpower that limit your liability from S$5,000 to S$250

Issue a Letter of Guarantee to Philippines Overseas Labour Office (P.O.L.O.) on your behalf

Critical illnesses coverage from $5,000

Option to top-up hospitalisation and surgical coverage for your maid

Home cover due to fire, burglary or theft by maid

Here’s How It Works

Table of benefits

Benefits

Sum Insured (S$)
Plan A Plan B

Plan C

1. Letter of Guarantee to the Ministry of
Manpower Singapore

$5,000

$5,000

$5,000

2. Personal Accident
a. Accidental Death

$60,000

$65,000

$70,000

b. Permanent Disablement
c. Medical Expenses due to Accident or Injury

$1,000

$2,000

$3,000

3. Repatriation Expenses

$10,000

$10,000

$10,000

4. Hospitalisation & Surgical Expenses

(annual limit for inpatient expenses including day surgery)

$15,000

Per Year

$15,000

Per Year

$15,000

Per Year

5. Wages & Levy Reimbursement

(max. 30 days of Hospitalisation)

Up to $30

per day

Up to $30

per day

Up to $30

per day

6. Recuperation Benefit

(max. 30 days of Hospitalisation)

Up to $10

per day

Up to $15

per day

Up to $20

per day

7. Alternative Maid Services

(max. 30 days of Hospitalisation)

Up to $10

per day

Up to $15

per day

Up to $20

per day

8. Termination / Re-Hiring Expenses

$250

$300

$350

9. Maid’s Liability

$5,000

$7,500

$10,000

10. Special Grant

$500

$1,000

$2,000

11. Physical Abuse by Maid

Up to $5,000

Up to $5,000 Up to $5,000

Optional Coverage

Benefits Sum Insured (S$)
26 months 14 months
12. Letter of Guarantee to the Philippine Overseas Labour Office in Singapore $7,000 $7,000
13. Reimbursement of indemnity paid to insurer $5,000
(excess of $250)
$5,000
(excess of $250)
14. Additional Hospitalisation & Surgical Expenses $5,000 $5,000
$10,000 $10,000
$15,000 $15,000
$20,000 $20,000
$25,000 $25,000
15. Critical Illnesses $5,000 $5,000
$10,000 $10,000
$20,000 $20,000
16. Home Cover

Coverage for your home contents due to fire, burglary or theft by maid.

(Valuables are capped at 10% of sum insured)

Up to $5,000 Up to $5,000
Up to $10,000 Up to $10,000
Up to $20,000 Up to $20,000
17. Additional Maid’s Liability

In the event maid causes accidental bodily injury and/or accidental damage to third party.

$25,000 $25,000
$50,000 $50,000
$75,000 $75,000

Select between these 26 months or 14 months plans as below:

Plan Type Premium Rate (S$) Premium Rate
after 30% Discount (S$)
26 months
Plan A $260.96 $182.67
Plan B $282.36 $197.65
Plan C $314.46 $220.12
14 months
Plan A $184.55 $129.19
Plan B $195.25 $136.68
Plan C $222.00 $155.40
Optional Coverage Premium Rate (S$)* Premium Rate
after 30% Discount (S$)
26 months
Letter of Guarantee to the Philippine Overseas Labour Office $65.00 $45.50
Reimbursement of indemnity paid to insurer $51.50 $36.05
Top Up Hospitalisation & Surgical Expenses
$5,000.00 $36.50 $25.55
$10,000.00 $61.00 $42.70
$15,000.00 $83.50 $58.45
$20,000.00 $112.50 $78.75
$25,000.00 $141.00 $98.70
Add-on Home cover
Up to $5,000 $13.50 $9.45
Up to $10,000 $23.50 $16.45
Up to $20,000 $39.50 $27.65
Top Up Maid’s Liability
$25,000 $50.00 $35.00
$50,000 $87.50 $61.25
$75,000 $126.50 $88.55
Critical Illness From $92.60 From $64.82
14 months
Letter of Guarantee to the Philippine Overseas Labour Office $65.00 $45.50
Reimbursement of indemnity paid to insurer $35.45 $24.82
Top Up Hospitalisation & Surgical Expenses
$5,000.00 $22.50 $15.75
$10,000.00 $37.50 $26.25
$15,000.00 $50.00 $35.00
$20,000.00 $67.50 $47.25
$25,000.00 $84.50 $59.15
Add-on Home cover
Up to $5,000 $9.50 $6.65
Up to $10,000 $16.50 $11.55
Up to $20,000 $27.50 $19.25
Top Up Maid’s Liability
$25,000 $35.00 $24.50
$50,000 $61.25 $42.88
$75,000 $88.50 $61.95
Critical Illness From $51.80 From $36.26

Downloads & Forms

Important Notes:

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 15 March 2018.

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