ePROTECT personal mobility


ePROTECT personal mobility

Protecting you and safeguarding you from any third-party accidental liabilities on your bicycle, kick scooter and roller skate with our personal mobility insurance.

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    Always out on your personal set of wheels? From bicycles to scooters, kick scooters, rollerblades, roller skates, skateboards and wheelchairs, we have got you covered with our personal mobility insurance.

    ePROTECT personal mobility gives you comprehensive accidental protection for:
    1. Your safety: Accidental bodily injuries, medical expenses, permanent disablement and death.
    2. Your third-party personal liabilities: Bodily injuries and accidental death to third party. And loss or damage to property belonging to third party.

    Enjoy the convenience of having your own personal transport with the peace of mind you deserve, from as low as $6.50, for individuals between 8 and 65 years old with our comprehensive personal mobility insurance. Renewal between the ages of 66 to 70 years old is subject to our review.

    Benefits Sum Insured (S$)
    Section A
    1. Accidental Death $150,000
    2. Permanent Disablement due to Accident $150,000
    a. Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridden $150,000
    b. Permanent Total Loss of sight of both eyes or use of both hands or both feet or combination of these $150,000
    c. Permanent Total Loss of speech $150,000
    d. Permanent Total Loss of hearing in both ears $150,000
    e. Permanent Total Loss of sight of one eye or use of one limb $75,000
    f. Permanent Total Loss of hearing in one ear $30,000
    g. Permanent Total Loss of use of a shoulder, elbow, hip, knee, ankle or wrist $22,500
    h. Permanent Total Loss of use or loss by amputation of:
    i.      One thumb $22,500
    ii.     One forefinger $15,000
    iii.    Any other finger or one big toe $7,500
    iv.    Any other toe $3,000
    3. Medical Expense Reimbursement

    (For any one accident) (Deductible of $200 applies, except for treatment by Traditional Chinese Medical Practitioner which is subject to a sub-limit of $100 per visit and $1,000 per accident)

    Section B
    1. Personal Liability

    a. Accidental death or Bodily Injury to third party

    b. Loss or damage to property

    c. Legal costs and expenses of litigation recovered against you

    d. Costs and expenses of legal defence incurred by you


    We offer one standard premium rate for individuals between 8 and 70 years old.

    Type Period of Insurance Premium Rate (S$)
    Between 8 to 70 years old*   1-month $26
    3-month $39
    6-month $59
    12-month $78

    *Premiums are before any existing promotions/discounts


This product is covered under PPF Scheme.

Important Notes:

Bicycle (Bike) is defined as a non-motorised pedal bicycle or tricycle. And personal mobility devices as stated above are defined as human powered vehicles. For more details, please refer to our Policy Wording under the Downloads tab.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Information is correct as at 20 January 2017.