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ePROTECT personal mobility

Double Protection for your safety and your bicycle with peace of mind

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Protect Mobility Devices User Like Yourself ( Basic Plan )

From bicycles, kick scooters, electric scooters, roller skates, skateboards to even wheelchairs, we have got you covered.

Personal Accident Protection

We offer comprehensive accidental protection from accidental bodily injuries, medical expenses, permanent disablement
to accidental death.

Personal Liability

Accidentally caused an injury to someone else? We protect you if you are responsible for third party bodily injures, accidental death and loss or damage to third party’s property.


Medical Expenses

Get covered with medical costs due to accident up to $3,000

Optional Cover – Protect Your Bicycle (Essential/Advanced/Ultimate Plans)

Bicycle Damage Coverage

Encountered a crash? Do not fret, your bike is covered even if it is damaged in an accident.

Bicycle Theft Coverage

Our bicycle insurance also covers your bicycle if it gets stolen from your home.

Optional – Add Ons

(Essential/Advanced/Ultimate Plans)

Geographical Limit Extension

You have the option to extend your coverage to Malaysia and Thailand.

Loss/Damage Of Bicycle In Transit

We often see bicycles get damaged in transit but with Etiqa, we cover your bicycle till it reaches your destination.

Here’s How It Works

Michelle (age 29, cyclist), is looking for a comprehensive insurance plan to get herself and her 2 bicycles covered to get a peace of mind.The total value of her 2 bicycles is $5,000, therefore she will be able to opt for Advanced Plan ($350).

Table of benefits

Period Of Insurance1,3,6,12 months12 months12 months12 months
BenefitsSum Insured (S$)Sum Insured (S$)Sum Insured (S$)Sum Insured (S$)
Section A (while riding on, mounting onto or dismounting from your bicycle or mobility device)
1. Accidental Death$150,000$150,000$150,000$200,000
2. Permanent Disablement due to Accident$150,000$150,000$150,000$200,000
a. Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridden$150,000$150,000$150,000$200,000
b. Permanent Total Loss of sight of both eyes or use of both hands or both feet or combination of these$150,000$150,000$150,000$200,000
c. Permanent Total Loss of speech$150,000$150,000$150,000$200,000
d. Permanent Total Loss of hearing in both ears$150,000$150,000$150,000$200,000
e. Permanent Total Loss of sight of one eye or use of one limb$75,000$75,000$75,000$100,000
f. Permanent Total Loss of hearing in one ear$30,000$30,000$30,000$40,000
g. Permanent Total Loss of use of a shoulder, elbow, hip, knee, ankle or wrist$22,500$22,500$22,500$27,500
h. Permanent Total Loss of use or loss by amputation of:
i. One thumb$22,500$22,500$22,500$27,500
ii. One forefinger$15,000$15,000$15,000$20,000
iii. Any other finger or one big toe$7,500$7,500$7,500$10,000
iv. Any other toe$3,000$3,000$3,000$4,000
3. Medical Expense Reimbursement
(For any one accident) (Deductible of $200 applies, except for treatment by Traditional Chinese Medical Practitioner which is subject to a sub-limit of $100 per visit and $1,000 per accident)
Section B (while riding on, mounting onto or dismounting from your bicycle or mobility device)
1. Personal Liability $300,000 $300,000 $300,000 $300,000
a. Accidental death or Bodily Injury to third party
b. Loss or damage to property
c. Legal costs and expenses of litigation recovered against you
d. Costs and expenses of legal defence incurred by you
Optional Cover – Only applicable to 12 months Periods of Insurance (Covering Bicycle)
 PlansBasicEssential (1 Bicycle Cover)Advanced (Up to 2 Bicycle Covers)Ultimate (Up to 3 Bicycle Covers)
Insurance for Bicycle (anywhere in Singapore)

1. Loss and damage arising from:
i) Accidental damage
ii) Malicious damage
iii) Theft*

Age of Bicycle : Brand New or Used Bicycles and less than 2 years

Subject to deductible $200 each and every claim

*with clear visible evidence of forcible entry to your home and have reported the theft to the police and provided us a copy of the police report

N.A.Bicycle value
$1,501 – $3000
Total Bicycle values
$3,001 – $10,000
Total Bicycle values
$10,001 – $20,000
Optional ( Add ons ) Only applicable to 12 months Periods of Insurance
Optional Coverage:
1. Geographical Limit Extension
2. Loss in transit
N.A.Add Premium:
Add Premium:
Add Premium:
Period Of InsuranceBasic Plan Premiums (S$)Essential Plan Premiums (S$)Advanced Plan Premiums (S$)Ultimate Plan Premiums (S$)
(1 Bicycle Cover)(Up to 2 Bicycle Covers)(Up to 3 Bicycle Covers)
Bicycle value
$1,501 – $3000
Total Bicycle values
$3,001 – $10,000
Total Bicycle values
$10,001 – $20,000
1 Month$26N.A.N.A.N.A.
3 Month$39
6 Month$59
12 month$78$188$238$350$368.60$616.10$836.10
1 Bicycle1 Bicycle2 Bicycles1 Bicycle2 Bicycles3 Bicycles
Optional Add-Ons (Only applicable to 12 months Periods of Insurance) (Per Bicycle )
Geographical Limit ExtensionN.A.$39.90$39.90$39.90
Loss in TransitN.A.$25.00$25.00$25.00

*Premiums are before any existing promotions/discounts

Downloads & Forms

Important Notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).



Information is accurate as at 20 July 2019.