ePROTECT safety

Protect yourself from unexpected costs from personal accidents.

Protect yourself from unexpected costs from personal accidents.

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Be the first few to buy daily to enjoy 38% off! Terms Apply.

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At Etiqa, your well-being remains our top priority. With our enhanced  ePROTECT safety, you get extended coverage for unexpected expenses due to infectious diseases, with a monthly renewable subscription from $18 per month.


Up to $500,000 protection for death and permanent disability due to accidents or infectious diseases❤

Outpatient medical expenses of up to $4,000

Monthly subscription from $18 per month❤

❤Newly enhanced

Covers hospitalisation expenses for 22 infectious diseases including Hand, Foot, and Mouth disease, Dengue Fever, and H1N1

Round-the-clock worldwide coverage

Here’s How It Works

Table of benefits

Permanent Disablement due to Accident
a) Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridden$100,000$300,000$500,000
b) Permanent Total Loss of sight of both eyes or use of both hands or both feet or combination thereof$100,000$300,000$500,000
c) Permanent Total Loss of speech$100,000$300,000$500,000
d) Permanent Total Loss of hearing in both ears$100,000$300,000$500,000
e) Permanent Total Loss of sight of one eye or use of one limb$50,000$150,000$250,000
f) Permanent Total Loss of hearing in one ear$20,000$60,000$100,000
g) Permanent Total Loss of use of a shoulder, elbow, hip, knee, ankle or wrist$15,000$45,000$75,000
h) Permanent Total Loss of use or loss by amputation of:
i) One Thumb$15,000$45,000$75,000
ii) One forefinger$10,000$30,000$50,000
iii) Any other finger or one big toe$5,000$15,000$25,000
iv) Any other toe$2,000$6,000$10,000
Medical Expense Reimbursement$2,000$3,000$4,000
a) Outpatient Medical Expenses (Sub-limit for TCM: up to $150 per visit and $1,000 per Accident)
b) Inpatient Medical Expenses due to bodily injury
c) Inpatient Medical Expenses (Sub-limit for Hospitalisation due to Infectious Disease)$1,000$1,500$2,000
Hospitalisation Allowance as a result of accidental injury
Hospitalisation Allowance (up to 180 days)$50 per day$100 per day$200 per day
Facial Reconstruction Surgery$1,000$2,000$5,000
Bereavement Grant as a result of Accidental Death$3,000$3,000$3,000
Mobility Expense Reimbursement$1,000$2,000$3,000
Ambulance Fees$200$200$200
Home/Office Modification Reimbursement$1,000$2,000$5,000
PlanAnnual Premium includes 7% GST
Per Insured Adult (age 17 – 65) Class 1 & 2$150$320$590
Per Insured Adult Class 3$280$600N/A
Per Insured Child (age 1 – 16)$30$64$118

Table of benefits

Section 1 – Accidental Death$100,000$300,000$500,000
Section 2 – Permanent Disablement due to Accident$100,000$300,000$500,000
Section 3 – Medical Expenses Reimbursement$2,000$3,000$4,000
a) Outpatient Medical Expenses (Sublimit for TCM: up to $150 per visit and $1,000 per Accident)
b) Inpatient Medical Expenses due to Bodily Injury
c) Inpatient Medical Expenses due to Infectious Disease$1,000$1,500$2,000
Section 4 – Hospitalisation Allowance $50 per day up to 180 days$100 per day up to 180 days$200 per day up to 180 days
Section 5 – Facial Reconstruction Surgery$1,000$2,000$5,000
Section 6 – Bereavement Grant$3,000$3,000$3,000
Section 7 – Mobility Expense Reimbursement $1,000$2,000$3,000
Section 8 – Ambulance Fee$200$200$200
Section 9 – Home or Office Modification
Section 10 – Death due to Infectious Disease$50,000$50,000$50,000
Section 11 – Permanent Disablement due to
Infectious Disease

Downloads & Forms

Important Notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).


The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. You should seek advice from a qualified adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. It is usually detrimental to replace an existing personal accident plan with a new one. A penalty may be imposed for early termination and the new plan may cost more or have less benefit at the same cost.


Information is accurate as at 02 April 2020.