Etiqa-Home Contents Insurance-ePROTECT home

ePROTECT home

Your home is worth protecting

  • Features

    Opt for a 5-year home contents insurance plan and get the 5th year coverage free.  That’s not all – Enjoy another 5% off when you buy online*. That amounts to 25% off, giving you one of the lowest rates in town.

    Our suite of online insurance plans are on special sale every Friday. Keen to learn more? Check out our Thank Etiqa It’s Friday (TEIF) Sale today.

    We often think of our home as a safe haven, but accidents do occur. They know no limits and bring about devastating consequences. Your home can go up in flames in seconds, along with all your valuables and contents. In 2015, more than 1 in 2 fires happened at home (Singapore Civil Defence Force Fire Statistics). Hence choose not to leave any accidents to chance. Consider home contents insurance so when you have to face the daunting task of rebuilding your home, we will be there to take care of the costs.

    As the Appointed HDB Fire Insurer, we designed ePROTECT home to complement HDB Fire Insurance, to offer comprehensive coverage for HDB homeowners to protect their home contents, renovations and collectibles such as art pieces, jewellery, watches and antiques against unexpected perils, such as fire, theft, breakage of pipes, mirror and glass, lightning and explosion of household appliances.

    A worldwide personal liability of up to $500,000 is extended to you and your family members living with you. In addition, ePROTECT home provides family accidental death benefit to give you peace of mind in the event of unforeseen incidents.

    Benefits at a glance

    • ePROTECT home offers up to 3 home contents insurance plans as per your flat type.
    • A high worldwide personal liability coverage of up to $500,000 for both the landlords and tenants.
    • Accidental death protection for you and your family.
    • Enjoy extensive coverage for damages incurred and high coverage on contents:
      1. Loss of/or damage to contents belonging to your domestic helper;
      2. Loss of pedigree pet;
      3. Removal of debris;
      4. Medical expenses for injury due to an insured event;
      5. Alternative accommodation or loss of rental income; and
      6. Unauthorised transactions on your stolen ATM or credit card
    Benefits Coverage
    Standard Deluxe Prestige
    Section A Home Contents
    All movable household items and personal effects belonging to you and your household
    $30,000 $50,000 $70,000
    Renovations
    Improvements and additions made within your home in the form of fixtures and fittings including flooring & built-in wardrobes that do
    not form any part of the building
    $50,000 $70,000 $80,000
    Section B Worldwide Personal Liability and Tenant’s Liability $500,000
    Section C Family Accidental Death Protection Up to $50,000
    a) You and your spouse: $15,000 each
    b) Your child(ren): $10,000 each
    Additional Benefits Maximum Sum Insured
    Removal of debris Up to 10% of the sum insured for Renovations under Section A
    Alternative accommodation Up to 15% of the sum insured under Section A
    Sub-limit: $350 per day for the cost of alternative accommodation
    Conservancy Charges Up to $500 in aggregate
    Accidental breakage of mirrors and fixed glass Up to $1,000
    Loss of/or damage to contents while being temporarily removed from the premises Up to $300 per item; and up to 15% of the sum insured under Section A – Contents only
    Loss of/or damage to contents belonging to your domestic helper Up to $2,500
    Sub-limit: $500 per item
    Replacement of locks and keys Up to $500
    Deterioration of frozen food in the freezer/refrigerator Up to $500
    Unauthorised transactions on your stolen ATM or credit card Up to $1,000
    Medical expenses for injury due to an insured peril Up to $1,000
    Loss of pedigree pet Up to $500
    Emergency cash allowance $500 per household
    Money Up to $750
    Valuables Up to 30% of the sum insured for Contents in aggregate

    [/tab_content]

    [/tab_content]

    Premiums

    Benefit/Coverage (inclusive of GST) Standard Deluxe Prestige
    1 year $60.50 $97.10 $130.90
    5 years $242.00 $388.40 $523.60

    For all home contents insurance plans, pay 4 years of premium and get 5 years of coverage!

    *Premiums are after discount

    Downloads

This product is covered under PPF Scheme.

Important Notes:

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

*Limited time only. For both 1- & 5- year plans.

Information is correct as at  1 August 2016.