ePROTECT home

Your home is worth protecting

Opt for a 5-year home contents insurance plan and get 5th year coverage free. That’s not all – enjoy another 5% off when you buy online. That amounts to 25% off, giving you one of the lowest rates in town.

For additional savings check out our Thank Etiqa is Friday (TEIF) promotion.

Features

As the Appointed HDB Fire Insurer, we designed ePROTECT home to complement HDB Fire Insurance. It offers comprehensive coverage for HDB homeowners.
  • It offers up to 3 home contents insurance plans to suit your flat type.
  • Protect your home contents and renovations.
  • A high worldwide personal liability coverage of up to $500,000 for both the landlords and tenants.
  • Accidental death protection for you and your family.
  • Enjoy extensive coverage for damages incurred and high coverage on contents:
    1. Loss of/or damage to contents belonging to your domestic helper;
    2. Loss of pedigree pet;
    3. Removal of debris;
    4. Medical expenses for injury due to an insured event;
    5. Alternative accommodation or loss of rental income; and
    6. Unauthorised transactions on your stolen ATM or credit card

Wonder How It Works

Premiums & Coverage

Benefits Coverage
Standard Deluxe Prestige
Section A Home Contents
All movable household items and personal effects belonging to you and your household
$30,000 $50,000 $70,000
Renovations
Improvements and additions made within your home in the form of fixtures and fittings including flooring & built-in wardrobes that do
not form any part of the building
$50,000 $70,000 $80,000
Section B Worldwide Personal Liability and Tenant’s Liability $500,000
Section C Family Accidental Death Protection Up to $50,000
a) You and your spouse: $15,000 each
b) Your child(ren): $10,000 each
Additional Benefits Maximum Sum Insured
Removal of debris Up to 10% of the sum insured for Renovations under Section A
Alternative accommodation Up to 15% of the sum insured under Section A
Sub-limit: $350 per day for the cost of alternative accommodation
Conservancy Charges Up to $500 in aggregate
Accidental breakage of mirrors and fixed glass Up to $1,000
Loss of/or damage to contents while being temporarily removed from the premises Up to $300 per item; and up to 15% of the sum insured under Section A – Contents only
Loss of/or damage to contents belonging to your domestic helper Up to $2,500
Sub-limit: $500 per item
Replacement of locks and keys Up to $500
Deterioration of frozen food in the freezer/refrigerator Up to $500
Unauthorised transactions on your stolen ATM or credit card Up to $1,000
Medical expenses for injury due to an insured peril Up to $1,000
Loss of pedigree pet Up to $500
Emergency cash allowance $500 per household
Money Up to $750
Valuables Up to 30% of the sum insured for Contents in aggregate
Benefit/Coverage (inclusive of GST) Standard Deluxe Prestige
1 year $60.50 $97.10 $130.90
5 years $242.00 $388.40 $523.60

Downloads & Forms

Important Notes:

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

*Limited time only. For both 1- & 5- year plans.

Information is correct as at 1 August 2016.