Your home is worth protecting
*Opt for a 5-year home contents insurance plan and get the 5th year coverage free. That amounts to 20% off.*
We often think of our home as a safe haven, but accidents do occur. They know no limits and bring about devastating consequences. Your home can go up in flames in seconds, along with all your valuables and contents. In 2015, more than 1 in 2 fires happened at home (Singapore Civil Defence Force Fire Statistics). Hence choose not to leave any accidents to chance. Consider home contents insurance so when you have to face the daunting task of rebuilding your home, we will be there to take care of the costs.
As the Appointed HDB Fire Insurer, we designed ePROTECT home to offer comprehensive coverage for HDB homeowners to protect their home contents, renovations and collectibles such as art pieces, jewellery, watches and antiques against unexpected perils, such as fire, theft, breakage of pipes, mirror and glass, lightning and explosion of household appliances.
A worldwide personal liability of up to $500,000 is extended to you and your family members living with you. In addition, ePROTECT home provides family accidental death benefit to give you peace of mind in the event of unforeseen incidents.
Benefits at a glance
- ePROTECT home offers 3 home contents insurance plans at an affordable premium tailored to suit your needs.
- A high worldwide personal liability coverage of up to $500,000 for both the landlords and tenants.
- Accidental death protection for you and your family.
- Enjoy extensive coverage for damages incurred and high coverage on contents:
- Loss of/or damage to contents belonging to your domestic helper;
- Loss of pedigree pet;
- Removal of debris;
- Medical expenses for injury due to an insured event;
- Alternative accommodation or loss of rental income; and
- Unauthorised transactions on your stolen ATM or credit card
Benefits Coverage Standard Deluxe Prestige Section A Home Contents
All movable household items and personal effects belonging to you and your household
$30,000 $50,000 $70,000 Renovations
Improvements and additions made within your home in the form of fixtures and fittings including flooring & built-in wardrobes that do
not form any part of the building
$50,000 $70,000 $80,000 Section B Worldwide Personal Liability and Tenant’s Liability $500,000 Section C Family Accidental Death Protection Up to $50,000
a) You and your spouse: $15,000 each
b) Your child(ren): $10,000 each
Additional Benefits Maximum Sum Insured Removal of debris Up to 10% of the sum insured for Renovations under Section A Alternative accommodation Up to 15% of the sum insured under Section A
Sub-limit: $350 per day for the cost of alternative accommodation
Conservancy Charges Up to $500 in aggregate Accidental breakage of mirrors and fixed glass Up to $1,000 Loss of/or damage to contents while being temporarily removed from the premises Up to $300 per item; and up to 15% of the sum insured under Section A – Contents only Loss of/or damage to contents belonging to your domestic helper Up to $2,500
Sub-limit: $500 per item
Replacement of locks and keys Up to $500 Deterioration of frozen food in the freezer/refrigerator Up to $500 Unauthorised transactions on your stolen ATM or credit card Up to $1,000 Medical expenses for injury due to an insured peril Up to $1,000 Loss of pedigree pet Up to $500 Emergency cash allowance $500 per household Money Up to $750 Valuables Up to 30% of the sum insured for Contents in aggregate
Benefit/Coverage (inclusive of GST) Standard Deluxe Prestige 1 year $60.50 $97.10 $130.90 5 years $242.00 $388.40 $523.60
For all home contents insurance plans, pay 4 years of premium and get 5 years of coverage!
*Premiums are after discountDownloads
This product is covered under PPF Scheme.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
Information is correct as at 1 August 2016.