Essential whole life cover
Policy type
Whole life plan
Policy term
Lifetime
Premium term
5, 10, 15 or 20 years
What you can get
Lifetime protection
Cash for retirement
Flexible premium term
Guaranteed future insurability1
Enhance your protection with these add-ons
Early CI protection rider
Get advanced payout for death benefit of the basic policy1 if you are diagnosed with any of the 35 covered early, intermediate or severe stages of critical illnesses.
1Receive 12 additional monthly payouts if you are diagnosed with any of the 35 covered severe-stage critical illnesses.
1Receive additional payout if you are diagnosed with any of the 23 special conditions.
Extra payer waiver
We will waive off the premiums of the basic policy before the Life Insured reaches age 25 or the end of the premium term of the policy, whichever is earlier in the event of the Policyholder’s death, diagnosis of total & permanent disability or any of the 37 covered severe-stage critical illnesses.
Notes
1Please refer to the policy contract for full details of the terms and conditions.
Here’s how Essential whole life cover works
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Age means the age at the next birthday.
This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information on this page is correct as of 29 September 2023.
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