Meet life’s milestones with flexibility and continuity

    • Policy Term

    • To age 100

    • Premium Term

    • 10, 15 and 20 years

    • Product Type

    • Endowment Plan

Option to withdraw money from the policy

Option to appoint the secondary life insured for policy continuity

No medical checks required


Flexibility for your key milestones in life

Choose to withdraw your accumulated cash value from the policy when you need it

Accumulation continues for that someone special

Option to appoint another person as the secondary life insured for policy continuity

Lump sum benefit upon maturity

A lump sum benefit payout on the policy anniversary immediately before you reach 100 years old

Capital guaranteed at year 15

Your capital is guaranteed once the policy reaches its 15th year, regardless of your premium terms

Protection over all walks of life

Be protected against death, terminal illness or total & permanent disability (before 71 years old)

Premium payment choices to suit your life journey

Choose between 10, 15 and 20 years

Hassle-free application

No health checks required

Here’s How It Works

* The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum for Scenario 1, total surrender value at age 60 and 75 is S$179,365 and S$259,767 respectively. Assuming an illustrated rate of return of 3.25% per annum for Scenario 2, total surrender value at age 60, 70 and 80 is S$96,646, S$122,757 and S$157,359 respectively. The two rates 4.75% per annum and 3.25% per annum are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. Bonus rates are not guaranteed and actual benefits payable may vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of the participating fund. Any withdrawal will reduce the long-term value of the policy.

Downloads & Forms

Important Notes:

Age means the age at next birthday.


You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or​

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.


This advertisement has not been reviewed by the Monetary Authority of Singapore.​


Information is correct as at 10 December 2018.

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