eFUTURE pay presto

Get a guaranteed monthly income during your retirement!


eFUTURE pay presto guarantees you a monthly retirement income for 10 years. On top of that, you will receive a non-guaranteed lump sum benefit when the policy matures.

    • Premium Term

    • 5 or 10 years

    • Product Type

    • Retirement Plan


Enjoy Guaranteed Monthly Retirement Income

Receive a guaranteed monthly retirement income for 10 years starting from one month after the selected retirement age

Freedom To Choose Your Retirement Age

Choice of retirement age: 55, 60, 65

Capital Guaranteed At Retirement Age

Your capital is guaranteed once you reach your selected retirement age

Limited Premium Commitment Period

It’s easier to manage your funds with a limited premium payment term of either 5 years or 10 years.

More Financial Security With Lump Sum Maturity Benefit

Feel more financially secure with an additional non-guaranteed lump sum benefit at maturity, on top of your guaranteed monthly retirement income

Attractive Returns Upon Maturity

  • This plan can potentially provide returns of up to 4.20%* per annum upon maturity. This is based on the illustration of a male, age 39, paying annual premium for 10 years and with the option to receive the guaranteed monthly retirement income at the retirement age of 65.

*The example is for illustration purposes only and assumes a projected investment return of 4.75% per annum. Bonus rates are not guaranteed and will vary according to the future performance of the participating fund.

Hassle-free Application

No health checks required

Protection Throughout Policy Term

This plan offers death protection throughout the policy term even when you are receiving your guaranteed monthly retirement income.

Flexibility to receive the entire amount or reinvest it


  • Deposit guaranteed monthly retirement income at a non-guaranteed rate of 3% p.a. and receive a lump sum at maturity
  • Get partial lump sum and retirement age and receive reduced guaranteed monthly income
  • Receive full lump sum at the selected retirement age

Enhance your coverage with our Cancer Waiver rider

eXTRA cancer waiver

Continue the policy without paying premiums if the life insured is diagnosed with major cancers.

Here’s How It Works

Mr Tan (age 39) plans to retire at age 65. With eFUTURE pay presto, he sets aside $7,195 for 10 years. At age 65, he will receive a guaranteed monthly retirement income of $1,000 for 10 years. In addition, he will receive a projected maturity benefit of $116,531* when the policy matures.

The scenario(s) above are for illustration purposes only.

* The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total payout received from eFUTURE pay presto is S$143,611. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy.

Downloads & Forms

Important Notes:

Age means the age at next birthday.

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 2 July 2018.

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