eSAVE assure 5 presto

Grow your money safely with short premium commitment period


eSAVE assure 5 presto is a guaranteed issuance endowment plan with a short premium commitment period.

    • Policy Term

    • 10 years

    • Premium Term

    • 10 years

    • Product Type

    • Endowment Plan


Pay Premiums for Only 5 Years

Automatic Premium Benefit (APB) will fund your premiums from the 6th to 10th policy year.

Maturity Benefit in One Lump Sum

A lump sum maturity benefit will be paid out at the end of 10 years.

Capital Guaranteed Upon Maturity

The total premiums paid for the basic plan and rider (if attached) is guaranteed at the end of the 10 years.

Death Protection throughout the Policy Term

Death benefit is equivalent to 105% of total premiums paid on the basic plan plus any bonuses.

Hassle-free Application

No health checks required.

Enhance Your Coverage with Our Cancer Waiver Rider

  • Continue the policy without paying premiums if the life insured is diagnosed with major cancers with our compulsory supplementary benefit, Cancer Waiver rider.
  • Cancer Waiver is offered to the life insured with entry age from 17 to 60.

Here’s How It Works

James (age 50, non-smoker), plans to accumulate savings regularly to fund his financial goals in 10 years’ time. As he has other financial commitments, he prefers a policy with a short premium term.


With eSAVE assure 5 presto, James sets aside $10,074 annually for the first 5 years. Upon maturity of the policy, he will receive a lump sum of $62,603* with a projected total maturity yield of 2.75%* per annum.

The scenario(s) above are for illustration purposes only.

The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total maturity benefit for eSAVE assure 5 presto is S$54,187 and the total maturity yield is 0.84% per annum. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy. The scenario above includes the premium of the compulsory rider.

Downloads & Forms

Important Notes:

Age means the age at next birthday.

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 2 July 2018.

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