eSAVE assure presto

When it comes to your savings, it is better to be safe.

Here is a safe way to grow your money.


eSAVE assure presto is a guaranteed issuance savings plan that provides you the flexibility to choose the way you want to receive your returns

    • Policy Term

    • 12, 21 or 26 years

    • Premium Term

    • 12 years

    • Product Type

    • Endowment Plan


Pay Premiums For Only 7 years

Automatic Premium Benefit (APB) will fund your premiums from the 8th to 12th policy year.

3 Ways to Receive Your Benefits

  • Lump sum at the end of the 12th year; or
  • 10 yearly payments from the end of the 12th year; or
  • 15 yearly payments from the end of the 12th year.

Capital Guaranteed Upon Maturity

The total premiums paid is guaranteed at the end of 12 years.

Death Protection Throughout the Policy Term

  • Before the end of year 12:
    101% of total premiums paid (excluding Automatic Premium Benefit) plus any bonuses.
  • On or after the end of year 12:
    101% of the returns at the end of year 12 minus all yearly payments disbursed plus any non-guaranteed interest.

Hassle-free Application

No health checks required.

Enhance your coverage

eXTRA cancer waiver

Continue the policy without paying premiums if the life insured is diagnosed with major cancer.

Here’s How It Works

Mr Lee (age next birthday 40, non-smoker) is married with a 7-year-old daughter, Sarah. He plans to start saving for her university education. With eSAVE assure presto, Mr Lee sets aside $6,515 each year for 7 years. At the end of 12 years, the illustrated returns1 for Sarah’s education is $58,298.

Mr Lee chooses to receive the returns in a lump sum.

Mr Lee chooses to receive the returns in 15 yearly payments.

The scenario(s) above are for illustration purposes only.
1The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total payout received from eSAVE assure presto under Scenario 1 and 2 are S$52,938 and S$58,874 respectively and the total illustrated yield at maturity under Scenario 1 and 2 are 1.66% per annum and 1.59% per annum respectively. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy.

Downloads & Forms

Important Notes:

Age means the age at next birthday.


You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or​

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.​


This advertisement has not been reviewed by the Monetary Authority of Singapore.​


Information is correct as at 4 October 2019.

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