eSAVE enhance

Make sure inflation doesn’t erode all the value of your hard-earned savings.

    • Policy Term

    • 10 to 25 years

    • Premium Term

    • 10 to 25 years

    • Product Type

    • Endowment Plan

Features

Flexibility In Choice For Policy Term

Choose from a policy term between 10 to 25 years to suit your savings needs

Maturity Benefit in One Lump Sum

A lump sum maturity benefit will be paid out at the end of the policy term.

Death Protection Throughout the Policy Term

  • Lump sum guaranteed death benefit plus bonuses upon death, TPD or TI (before ANB 71)
  • Funeral Expense Financial Aid is available with this plan

Guaranteed Insurability Benefit (GIB)

Guarantee approval of a new term or endowment plan regardless of health status, on up to any 2 of these key life events:

  • getting married
  • having a child/ legally adopting a child
  • graduating from tertiary education

Enhance your coverage

eXTRA essential

Receive an extra lump sum cash payment upon death or in the event of terminal illness before age next birthday 71 of the life insured.

eXTRA secure

Get an advance payment from your policy if the life insured is diagnosed with a critical illness.

eXTRA secure waiver

Continue the policy without paying premiums if the life insured is diagnosed with a critical illness.

eXTRA accident cover

Receive an extra cash payment if life insured suffers injury or death due to an accident. Additional option is available to cover medical expenses and weekly income due to accident.

eXTRA payer waiver

In the event of the payer’s death, Total or Permanent Disability, or any of the covered critical illnesses, premiums are waived until the life insured reaches age 25.

Here’s How It Works

Linda (age next birthday 30, non-smoker) wants to save for her newborn son, Isaac’s university education. She sets aside $5,648 yearly for the next 20 years with eSAVE enhance. At the end of 20 years, Linda’s total projected maturity benefit will be $167,290* for Isaac’s education funds.

The scenario(s) above are for illustration purposes only.

* The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total maturity payout received from eSAVE enhance under Scenario 1 and 2 are S$139,821 and S$381,567 respectively and the total illustrated yield at maturity under Scenario 1 and 2 are 1.99% per annum and 2.28% per annum respectively. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not indicative of the future or likely performance of your participating policy.

Joshua (age next birthday 40, non-smoker) is planning to retire at age 65. He puts aside $11,233 yearly for the next 25 years with eSAVE enhance. At the end of 25 years, Joshua can look forward to receiving a projected maturity benefit of $475,991* for his retirement.

The scenario(s) above are for illustration purposes only.

* The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total maturity payout received from eSAVE enhance under Scenario 1 and 2 are S$139,821 and S$381,567 respectively and the total illustrated yield at maturity under Scenario 1 and 2 are 1.99% per annum and 2.28% per annum respectively. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not indicative of the future or likely performance of your participating policy.

Downloads & Forms

Important Notes:

Age means the age at next birthday.

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 2 July 2018.

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