eSAVE flexiplus

Achieve your saving goals with flexibility


Enjoy flexibility while pursuing your dreams. Receive guaranteed yearly cash benefits as you save!

    • Policy Term

    • 15 years

    • Premium Term

    • 15 years

    • Product Type

    • Endowment Plan


Be rewarded with 13 guaranteed yearly cash benefits

  • Receive guaranteed yearly cash benefits from the end of year 2.
  • Option to receive or reinvest these cash benefits at a non-guaranteed rate of 3% p.a.

Capital guaranteed at maturity

  • Your capital is fully guaranteed if you hold your policy to maturity.

Enjoy an attractive return upon maturity

  • This plan can potentially provide returns of up to 2.98%* per annum upon maturity.
    * This is based on the illustration that a male, age 30, takes up the policy with an annual premium of S$6,123 and receives the guaranteed yearly cash benefit.

Hassle-free application

  • No health checks required.

Death protection is provided

  • This plan offers death protection throughout the policy term.

Enhance your coverage

eXTRA cancer waiver

Continue the policy without paying premiums if the life insured is diagnosed with major cancers.

Wonder How It Works

John receives his guaranteed yearly cash benefits from end of year 2.

John reinvests his 13 guaranteed yearly cash benefits with Etiqa at a prevailing interest of 3% per annum.

*This scenario is for illustration purposes only and assumes a projected investment return of 4.75% per annum. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy. The illustration under projected investment return of 4.75% per annum assumes that the yearly cash benefit accumulates at 3% per annum. This interest rate is not guaranteed and is subject to change.

Downloads & Forms

Important Notes:

Age means the age at next birthday.

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 16 April 2018.

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