eSAVE flexiplus

Achieve your saving goals with flexibility


Enjoy flexibility while pursuing your dreams. Receive guaranteed yearly cash benefits as you save!

    • Policy Term

    • 15 years

    • Premium Term

    • 15 years

    • Product Type

    • Endowment Plan


Be rewarded with 13 guaranteed yearly cash benefits

  • Receive guaranteed yearly cash benefits from the end of year 2.
  • Option to receive or reinvest these cash benefits at a non-guaranteed interest rate.

Capital guaranteed at maturity

  • Your capital is fully guaranteed if you hold your policy to maturity.

Enjoy an attractive return upon maturity

This plan can potentially provide returns of up to 2.98%1 per annum upon maturity.

1This is based on the illustration that a male, age 30, takes up the policy with an annual premium of S$6,123 and receives the guaranteed yearly cash benefit.

Hassle-free application

  • No health checks required.

Death protection is provided

  • This plan offers death protection throughout the policy term.

Enhance your coverage

eXTRA cancer waiver

Continue the policy without paying premiums if the life insured is diagnosed with major cancer.

Here’s How It Works

John (age 30) plans to set aside S$6,123 annually for 15 years in saving for his mid-term goals, yet he wishes to remain flexible to enjoy occasional rewards or handle unexpected emergencies. With an eSAVE flexiplus policy, John has the flexibility to either receive or reinvest his guaranteed yearly cash benefits with Etiqa. When John reaches age 45, a lump sum will be ready for his mid-term goals.

John receives his guaranteed yearly cash benefits from end of year 2.

John reinvests his 13 guaranteed yearly cash benefits with Etiqa at a prevailing interest of 3% per annum.

The scenario(s) above are for illustration purposes only.
1The above illustrated values use bonus rates assuming an illustrated investment rate of return of 4.75% per annum. Assuming an illustrated investment rate of return of 3.25% per annum, the total payout received from eSAVE flexiplus under Scenario 1 and 2 are S$105,268 and S$106,574 respectively. The two rates, 4.75% per annum and 3.25% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy.

Contact us today

You can speak to an adviser by completing the form below to customise your protection needs:

1 Step 1

Are you a Maybank Customer?

Maybank customer

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Important Notes:

Age means the age at next birthday.


You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or​

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.​


This advertisement has not been reviewed by the Monetary Authority of Singapore.​


Information is correct as at 9 October 2019.