ePREMIER legacy III

Grow and protect your wealth for those who matter most.

  • Features

    ePREMIER legacy III is a single premium whole of life plan designed to grow and preserve your wealth. Enabling you to continue enjoying your current lifestyle, while providing for the future.

    • Convenience and peace of mind. For a long time to come
      • Just a single premium payment entitles you to lifelong protection against death and terminal illnesses.
    • Coverage for the lifestyle you have grown accustomed to
      • With Guaranteed Death Benefit (GDB) offering high protection coverage of up to 238% of your sum insured before the policy anniversary at age 90, we go beyond the norm in giving you the protection you need.

    • Age GDB factors* (% of sum insured)
      17-30 Up to 238
      31 – 50 Up to 227
      51 – 60 Up to 217
      61 – 70 Up to 168

      *Actual GDB factor varies with entry age

      Before the policy anniversary at age 90, death benefit is the higher of GDB or sum insured plus any attaching bonuses. On or after the policy anniversary at age 90, death benefit is sum insured plus any attaching bonuses.

    • Preparedness for contingencies
      • We will pay an additional 25% of Guaranteed Death Benefit (GDB) upon accidental death on or before the policy anniversary at age 80. This benefit is over and above the death benefit of your policy.
    • Assurance with high guaranteed cash value
      • You are guaranteed immediate liquidity of 80% of your single premium any time after the policy is issued.

    How It Works

    Imagine you, a non-smoker, are turning 50 on your next birthday. You are determined to enjoy a comfortable retirement and are well on your way, having accumulated S$2.2 million. With ePREMIER legacy III, in addition to sustaining your current lifestyle, you are also able to leave each of your three children a generous inheritance.

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    Putting aside a single premium payment of S$415,572 for ePREMIER legacy III ensures you a Guaranteed Death Benefit of S$1.2 million. This way, you can grow your total assets by 35% from S$2.2 million to S$2,984,428. You will have more retirement fund to spend and retire in greater comfort. At the same time, you can still leave your children the inheritance you had initially intended.

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This product is covered under PPF Scheme.

Important Notes:

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 14 January 2017.