Watch the next scenario unfold

Building Your Legacy Together

You have worked hard to build your wealth. Now, with the right partner, the decisions you make today can benefit the people you care about for generations. So whether it’s preserving wealth for loved ones, enjoying your retirement or ensuring your business continuity, Etiqa’s Premier solutions are tailored to support your goals at every life stage.

Expertise You Can Trust

As a client of Premier by Etiqa, you will enjoy exclusive access to our proprietary investment advisory service. Your Client Relationship Manager will provide the tailored financial guidance required to create an effective suite of legacy planning solutions to cater for your unique requirements. Allowing you to leave a legacy that aligns with your passions, values and goals.

et-homearmchair2-sm

Wealth Accumulation

Grow your wealth to get more from your golden years while knowing your loved ones future will be in good hands.

You are celebrating your 50th birthday. With assets worth US$10 million, you wish to distribute your wealth equally to your loved ones while looking forward to a comfortable retirement.

Without Legacy Planning

Your total assets remain at US$10 million.

With Legacy Planning

Your retirement fund increases from US$4 million to US$8 million, allowing you to have more to spend in your golden years. You can also enjoy the flexibility of distributing more to your loved ones.

Important Notes: The above illustration is based on a standard life, male, non-smoker who is celebrating his 50th birthday and residing in region 1.

Asset Diversification

Effectively allocate your wealth to balance risk and potential rewards.

Without Portfolio Diversification

You have a wealth portfolio value of US$10 million.

With Portfolio Diversification

With a single premium of US$2 million, you can purchase Etiqa’s Premier solution with death benefit of US$6 million.

You have a wealth portfolio value of US$10 million.

With a single premium of US$2 million, you can purchase Etiqa’s Premier solution with death benefit of US$6 million.

Upon Death

When you pass on, Etiqa’s Premier solution offers you a death benefit of US$6 million. You now have a wealth portfolio value of US$14 million.
The overall value of your investment portfolio is well protected against market uncertainty when you diversify with any one of Etiqa’s Premier solutions.

Important Notes: The above illustration is based on a standard life, male, non-smoker who is celebrating his 50th birthday and residing in region 1.

Wealth Distribution

Ensure your wealth is distributed as you wanted, preserving your legacy, your business, and most importantly, your family harmony.

You have worked hard to build your business and estate, and you wish to increase your estate liquidity to distribute your assets fairly and harmoniously among your three children while keeping your business intact.

Without Legacy Planning

You have total assets of US$17 million.

With Legacy Planning

You have total assets of US$21 million.

Important Notes: The above illustration is based on a standard life, male, non-smoker who is celebrating his 50th birthday and residing in region 1.

Business Continuity

Ensure your business can continue to operate smoothly in times of uncertainty and can deal with unexpected financial challenges.

You decide to invest in Etiqa’s Premier solution for your company. After your retirement, you can enjoy the flexibility of changing the life insured to your new successor. Should you pass on, your company also receives a payout.

By investing in Etiqa’s Premier solution, the lump sum payout compensates for any revenue loss should any unforeseen circumstances prevent you from serving your duties, minimising financial exposure and ensuring business continuity. You can also enjoy the freedom to change the life insured should there be any changes to your key management.

Important Notes: The above illustration is based on a standard life, male, non-smoker who is celebrating his 50th birthday and residing in region 1.

Our Solutions

ePREMIER legacy III

A whole life insurance plan to provide you with the security of financial protection for you and your loved ones while ensuring your legacy remains intact.

  • Immediate Cash Liquidity
    Should your financial circumstances change, you can get 80% of your premium as a Guaranteed Surrender Value from day 1 (i.e. up to 80% of your investment back if you need it)
  • Coverage Against Death
    We will pay out your Sum Insured (the amount of coverage in your policy) upon death and terminal illness. Should you pass away in an accident, we will pay out an extra 25% (up to age 80)
  • Guaranteed High Death Coverage
    High guaranteed death coverage of up to 238% of your Sum Insured up to age 90, which is longer than Singapore’s average life expectancy!
  • Lifetime coverage
    Guaranteed death coverage for the whole of your life. Should you be diagnosed as “Terminally Ill” (i.e. less than 12 months life expectancy), we will pay out your Sum Insured so you can plan your legacy accordingly.
  • Flexibility for changing life insured
    Enjoy the freedom to change the life insured. We allow unlimited changes if the policy owner is a corporation, and once if it is an individual.1

1 Policy owner may request to change the life insured after the second policy year. Acceptance of the new life insured depends on the insurability of the new life insured and such other terms and conditions as we shall determine from time to time.1

English Brochure: ePREMIER legacy III (EN)
General Provisions: ePREMIER legacy III

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K)

This content is for reference only and is not a contract of insurance.  Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 17 June 2019.

ePREMIER legacy IV

A whole life insurance plan to provide you financial protection with the ability to distribute your wealth.

  • Guaranteed Incremental Surrender Value
    Receive 80% of your single premium as a Guaranteed Surrender Value from day 1. This liquidity will increase over time.
  • Coverage Against Death
    We will pay out up to 285% of your Sum Insured (the amount of coverage in your policy) guaranteed until age 85, which is longer than the current life expectancy in Singapore.
  • Lifetime coverage
    Guaranteed death coverage for the whole of your life. Should you be diagnosed as “Terminally Ill” (i.e. less than 12 months life expectancy), we will pay out your Sum Insured so you can plan your legacy accordingly.
  • Flexibility for changing life insured
    Enjoy the freedom to change the life insured. We allow unlimited changes if the policy owner is a corporation, and once if it is an individual.1

1 Policy owner may request to change the life insured after the second policy year. Acceptance of the new life insured depends on the insurability of the new life insured and such other terms and conditions as we shall determine from time to time.1

English Brochure: ePREMIER legacy IV (EN)
General Provisions: ePREMIER legacy IV

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K)

This content is for reference only and is not a contract of insurance.  Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 17 June 2019.

ePREMIER lifetime

A US dollar-denominated Universal Life insurance plan designed to enhance your wealth continuously and leave a lasting legacy for your loved ones, so you can live life on your own terms.

  • Strong value accumulation with competitive crediting rates
    With a guaranteed crediting rate of 4.39% p.a. for the first policy year and a minimum rate of 2.00% p.a. thereafter, your policy’s exposure to market fluctuations is reduced.
  • High death coverage for your peace of mind
    You are entitled to at least US$500,000 death coverage, leaving you with a substantial legacy for your loved ones.
  • Choice of single or limited premium options
    You can choose to pay a lump sum amount for your policy, or spread out your premium payments across 5 years.
  • Flexibility for top up or withdrawal
    Enjoy the freedom to do top-ups to or withdrawals from your plan.¹
  • Flexibility for changing life insured
    Enjoy the freedom to change the life insured. We allow unlimited changes if the policy owner is a corporation, and twice if it is an individual.²

¹ Top-up is available at the beginning of each policy month. Partial withdrawal is available after the first policy year.

² Policy owner may request to change the life insured after the first policy year. Acceptance of the new life insured depends on the insurability of the new life insured and such other terms and conditions as we shall determine from time to time.

Age means the age at last birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K)

This content is for reference only and is not a contract of insurance.  Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 17 June 2019.

ePREMIER eternity presto

A whole life insurance plan that provides you with a lifetime income to be passed down through three generations.

  • Lifetime Monthly Income
    You will receive a monthly income for life starting from the 1st anniversary of the policy. You will also receive an additional bonus as a cash sum every 15th anniversary, increasing your wealth.
  • One-Off Premium, Hassle Free
    A one-time payment will provide you with a lifetime of income and death protection. And you will not be asked any medical questions or need to have any health tests.
  • Guaranteed Liquidity
    Should your circumstances change and need quick access to your cash, your policy can provide you with 80% of your one-off premium as a Guaranteed Surrender Value.

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K)

This content is for reference only and is not a contract of insurance.  Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 17 June 2019.

ePREMIER infinite

A whole life insurance plan, providing you with a lifetime income that can be passed down to through 3 generations, while allowing your premium to be paid in equal installments over 4 years

  • Lifetime Monthly Income
    You will receive a monthly income for life starting from the 1st anniversary of the policy. You will also receive an additional bonus as a cash sum every 15th anniversary, increasing your wealth.
  • Premium Paid Over 4 years with Hassle Free Application
    To help with your cash flow needs, the premium will be paid in 4 installments over 4 years. The policy provides a lifetime of income and death protection. And the simple application process means you won’t be asked any medical questions or need to have any health tests.
  • Additional guaranteed cash benefit for life
    Receive an additional guaranteed cash benefit payable in one lump sum at every 15 policy-year interval, equivalent to 0.4% of the face value.

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K)

This content is for reference only and is not a contract of insurance.  Full details of the policy terms and conditions can be found in the policy contract. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 17 June 2019.

et-maybank-framed-sm

About Etiqa

Protecting customers since 1961, Etiqa is a licensed life and general insurance company registered in the Republic of Singapore. We are regulated by the Monetary Authority of Singapore (MAS) and governed by the Insurance Act.

With a comprehensive suite of protection, savings, retirement and legacy planning solutions, we are committed to helping our customers plan for a better future. Rated ‘A’ by Fitch in April 2019 for our financial strength and stable outlook, we humanise insurance by placing people over policies.

Etiqa is owned by Maybank Ageas Holdings Berhad, a joint venture company that combines local market knowledge with international insurance expertise. The company is 69% owned by Maybank, the fourth largest banking group in Southeast Asia, and 31% by Ageas, an international insurance group with footprints across 16 countries and a heritage that spans over 190 years.

Leave a legacy that counts

Contact us today to start a conversation.

Are you a Maybank Customer?YesNo
I prefer to be contacted viaPhoneEmail address
and preferred timing to be
By clicking the “Submit” button, you confirm that you have read and understood and hereby agree to be bound by the data protection and privacy statement of Etiqa Insurance Pte. Ltd. and its related corporations (collectively, the "Maybank Group"), as may be amended, supplemented and/or substituted by the Maybank Group from time to time. You also consent to the collection, use and disclosure of your personal data by the Maybank Group for follow-up regarding products that may be suited to your needs.
© 2019 Etiqa Insurance Pte. Ltd.
Company Registration No.: 201331905K