Etiqa Insurance Launches Increased Personal Accident Insurance for Foreign Domestic Workers

Etiqa Insurance Launches Increased Personal Accident Insurance for Foreign Domestic Workers

Etiqa Insurance Launches Increased Personal Accident Insurance for Foreign Domestic Workers

Singapore, 14 August 2017 – Etiqa Insurance has increased the Personal Accident cover for all the plans under its maid insurance plan ePROTECT maid. This is following the Ministry of Manpower (MOM)’s guidelines to implement changes to the Personal Accident Insurance requirements for Foreign Domestic Workers which will take effect from 1 October 2017.

From today, Etiqa customers can enjoy higher coverage for Personal Accident cover on their maid insurance plans while enjoying the same competitive premium rates. The Minimum Sum Assured for Accident Death and Permanent Disablement has been revised to $60,000 from the previous $40,000, allowing customers and their helpers to benefit from this added protection.

ePROTECT maid by Etiqa enables customers to choose from three options with different premium rates for each plan. Customers can benefit from the highest Personal Accident cover of up to $60,000 for Accidental Death or Permanent Disablement and up to $2,500 for Medical Expenses. In addition, they can claim up to $15,000 per year for Hospitalisation and Surgical Expenses.

“We are one of the first few players in the industry that provide increased insurance coverage for maids before the changes to MOM’s guidelines. By implementing the changes earlier, our customers can benefit from increased coverage, without having to pay additional premiums.” said Mr. Sue Chi Kong, Chief Executive Officer of Etiqa Insurance Pte. Ltd.

Different insurers provide different coverage for Personal Accident Insurance, with some having a narrower definition of accidents and imposing more exclusions. As such, the amount of compensation for accidents may differ even though the circumstances and injuries are the same. MOM requires that Personal Accident Insurance coverage includes all sudden, unforeseen and unexpected incidents that result in the death or permanent disability of the Foreign Domestic Worker.

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Media contacts:
Audrey Liu
Manager, Brand and Communications
Etiqa Insurance Pte. Ltd.
Tel: +65 6690 4309


About Etiqa
Etiqa Insurance Pte. Ltd. is a licensed life and general insurance company registered in the Republic of Singapore and regulated by the Monetary Authority of Singapore (MAS). In July 2017, Fitch affirmed the company’s “A-” rating for its financial strength and stable outlook.

Etiqa has been protecting Singaporeans since 1961 with a range of general insurance solutions that constantly evolve to meet their ever-changing needs. As the appointed insurer for the Housing Development Board (HDB) Fire Insurance Scheme in Singapore, we have been protecting homes since 2009. In August 2014, we added a comprehensive suite of life insurance solutions to our stable of products.

Etiqa is owned by Maybank Ageas Holdings Berhad, a joint venture company that combines local market knowledge with international insurance expertise. The company is 69% owned by Maybank, one of Asia’s leading banking groups with more than 22 million customers worldwide in 20 countries; and 31% by Ageas, an international insurance group with 33 million customers across 16 countries and a heritage that spans over 180 years, with a focus to provide world class insurance solutions to consumers in Europe and Asia through market leading joint ventures.

At Etiqa, we believe in our brand promise of humanising insurance, by placing people over policies in everything we do. We are passionate about helping Singaporeans protect themselves and their loved ones today and helping them plan for a financially secure tomorrow.