DIRECT – Etiqa whole life

A life-time plan that provides financial protection as long as you need it.

Policy Term

Whole Life

Premium Term

Up to age 70 or 85

Product Type

Whole Life Plan (Direct)


Protection against the unexpected

Lump sum payment upon death, total and permanent disability (up to age 65) or terminal illness.

Cash Value Accumulation

The plan will accumulate cash value after the third policy year.

Accumulate Bonuses

Bonuses are not guaranteed until they are declared, and will increase your protection coverage over time.

Flexibility In Choice

Choose a protection level between S$50,000 to S$200,000 and 2 choices of premium payment term – up to age 70 or 85

Guaranteed Premiums

Your premium will stay the same throughout the policy duration.

Direct Purchase

By purchasing directly from us, you do not incur an intermediary fee.

Enhance your coverage

DIRECT – Etiqa CI rider

This is a non-participating rider that accelerates the death benefit of your basic plan should you be diagnosed with any of the 30 critical illnesses.

Wonder How It Works

How much do i pay annually for DIRECT – Etiqa whole life?

Sum insured: $100,000

Premium payment: up to age 70

Age next birthday Annual Premium Total Premium Paid Total death benefit* at age 70 Total surrender value* at age 70

(non smoker)

30 $1,430 $57,200 $187,995 $122,573
40 $2,029 $60,870 $162,613 $105,624


30 $1,304 $52,160 $187,995 $116,181
40 $1,841 $55,230 $162,613 $100,195

Downloads & Forms

Important Notes:

Age means the age at next birthday.

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 31 Mar 2015.