Changes to top-up crediting

Change to the top-up crediting rate, effective from 1st July 2021 (inclusive)

Effective from 1st July 2021 (inclusive) onwards, the prevailing crediting rate for all top-ups will be revised to 1.20% p.a. for the following products:


  • ELASTIQ (for policies issued from 18 July 2019 (inclusive) onwards)
  • eSAVE advance
  • Enrich advance


Please refer to the Frequently Asked Questions for more information.


Individuals may log in to their online self-service portal via Etiqa’s website ( to view their policy details.


For further clarification, customers may contact Etiqa customer care via call or WhatsApp messaging at +65 6887 8777, during Mondays to Fridays, from 8.45am till 5.30pm, or email