Maid Insurance
Your domestic helper is a key member of your household. Getting her insured will in turn lessen your burden should the unexpected happen.
Your current priority is
What you can get
Personal accident protection
From S$60,000, we will cover your helper in the event of accidental death or permanent disability. We will also reimburse her medical expenses in the event of an accident or injury.
Repatriation expenses
In the unfortunate event of death or permanent disability of your maid, we will reimburse the repatriation expenses incurred, up to S$10,000.
Hospitalisation and surgical expenses
Daily payouts
Should your helper be hospitalised, we will provide a daily payout for you to hire temporary help. We will also give a recuperation benefit of up to S$20, for each day your helper is hospitalised.
Medical coverage due to abuse
We serve as your Guarantor
Etiqa will serve as your Guarantor and will provide a Letter of Guarantee to the Ministry of Manpower. This frees you from paying S$5,000 upfront for the required Security Bond.
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Enhance your coverage with these add-ons
COVID-19 protection
Critical illness coverage
Additional hospitalisation and surgical protection
Home Cover
Here’s how Etiqa's maid insurance works
Table of benefits
|
Benefits |
Sum Insured (S$) | ||
| Plan A | Plan B |
Plan C |
|
| 1. Letter of Guarantee to the Ministry of Manpower Singapore |
$5,000 |
$5,000 |
$5,000 |
| 2. Personal Accident | |||
| a. Accidental Death |
$60,000 |
$65,000 |
$70,000 |
| b. Permanent Disablement | |||
| c. Medical Expenses due to Accident or Injury |
$1,000 |
$2,000 |
$3,000 |
| 3. Repatriation Expenses |
$10,000 |
$10,000 |
$10,000 |
| 4. Hospitalisation & Surgical Expenses (annual limit for inpatient expenses including day surgery) |
$15,000 Per Year |
$15,000 Per Year |
$15,000 Per Year |
| 5. Wages & Levy Reimbursement (max. 30 days of Hospitalisation) |
Up to $30 per day |
Up to $30 per day |
Up to $30 per day |
| 6. Recuperation Benefit (max. 30 days of Hospitalisation) |
Up to $10 per day |
Up to $15 per day | Up to $20 per day |
| 7. Alternative Maid Services (max. 30 days of Hospitalisation) |
Up to $10 per day |
Up to $15 per day | Up to $20 per day |
| 8. Termination / Re-Hiring Expenses |
$250 |
$300 |
$350 |
| 9. Maid’s Liability |
$5,000 |
$7,500 |
$10,000 |
| 10. Special Grant |
$500 |
$1,000 |
$2,000 |
| 11. Physical Abuse by Maid |
Up to $5,000 |
Up to $5,000 | Up to $5,000 |
Optional Coverage
| Benefits | Sum Insured (S$) | |
| 26 months | 14 months | |
| 12. Reimbursement of indemnity paid to insurer | $5,000 (excess of $250) | $5,000 (excess of $250) |
| 13. Additional Hospitalisation & Surgical Expenses | $5,000 | $5,000 |
| $10,000 | $10,000 | |
| $15,000 | $15,000 | |
| $20,000 | $20,000 | |
| $25,000 | $25,000 | |
| 14. Critical Illnesses | $5,000 | $5,000 |
| $10,000 | $10,000 | |
| $20,000 | $20,000 | |
15. Home Cover Coverage for your home contents due to fire, burglary or theft by maid. (Valuables are capped at 10% of sum insured) | Up to $5,000 | Up to $5,000 |
| Up to $10,000 | Up to $10,000 | |
| Up to $20,000 | Up to $20,000 | |
16. Additional Maid’s Liability In the event maid causes accidental bodily injury and/or accidental damage to third party. | $25,000 | $25,000 |
| $50,000 | $50,000 | |
| $75,000 | $75,000 | |
| 17. COVID-19 Cover | $15,000 | $15,000 |
Select between these 26 months or 14 months plans as below:
| Plan Type | Premium Rate (S$) | Premium Rate after 10% Discount (S$) |
| 26 months | ||
| Plan A | $260.96 | $234.87 |
| Plan B | $282.36 | $254.13 |
| Plan C | $314.46 | $283.02 |
| 14 months | ||
| Plan A | $184.55 | $166.10 |
| Plan B | $195.25 | $175.73 |
| Plan C | $222.00 | $199.80 |
| Optional Coverage | Premium Rate (S$) | Premium Rate after 10% Discount (S$) |
| 26 months | ||
| COVID-19 Cover | $52.00 | NA |
| Security bond protector | $48.13 | From $43.31 |
| Additional Hospitalisation & Surgical Expenses | From $34.11 | From $30.69 |
| Critical Illness Cover | From $19.36 | From $17.42 |
| Home Cover | From $12.62 | From $11.36 |
| Additional Third Party Liability | From $46.73 | From $42.05 |
| 14 months | ||
| COVID-19 Cover | $52.00 | NA |
| Letter of Guarantee to the Philippine Overseas Labour Office | $60.75 | $54.67 |
| Security bond protector | $33.13 | $29.81 |
| Additional Hospitalisation & Surgical Expenses | From $21.03 | From $16.82 |
| Critical Illness Cover | From $10.47 | From $8.37 |
| Home Cover | From $8.88 | From $7.10 |
| Additional Third Pary Liability | From $32.71 | From $26.16 |
This policy is underwritten by Etiqa Insurance Pte. Ltd., a member of Maybank Group.
This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
Information is correct as at 1 November 2023.
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