近来电动踏板车引发的火患不断，许多失火住家单位从里到外都被烧得精光，除了配备防火警报器和灭火器，合适的保险配套也能帮助屋主减少火患带来的损失。如何挑选合适的住家保险，哪种配套保房屋，哪种保的是财物？
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