Essential term life cover
Absolutely Low Premium Rates & Up to 29%* Perpetual Discount
What can you buy with 50 cents? With Etiqa, just S$0.50 per day** gets you a million dollar coverage against death or terminal illness throughout the policy term!
*T&Cs apply. **Premium is based on 21 years old female, non-smoker for a 10-year term and sum insured of 1 million after discount for Essential term life cover. Age means the age at next birthday.
Policy type
Term life plan
Policy term
- 5 years (renewable)
- 10 years – Until age 86
(every one year interval) - Until 100 years old
Premium term
Regular payment throughout policy term
What you can get
High coverage, affordable premiums
Guaranteed renewability
Flexibility to convert policy
Need higher coverage? No problem
Enhance your protection with these add-ons
Early CI rider
Get advanced payout for death benefit of the basic policy1 if you are diagnosed with any of the 35 early, intermediate or severe-stage critical illnesses.
1Receive 12 additional monthly payouts if you are diagnosed with any of the 35 covered severe-stage critical illnesses.
1Receive additional payout if you are diagnosed with any of the 23 special conditions.
Notes
1Please refer to the policy contract for full details of the terms and conditions.
Here’s how Essential term life cover works
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Age means the age at the next birthday.
This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information on this page is correct as of 3 April 2023.