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Home / Personal / Savings & Retirement / Enrich rewards

Enrich rewards

Reach for your savings goals while enjoying yearly rewards. Our capital guaranteed endowment plan offers you rich rewards with payouts yearly and in a lump sum after 10 years.
Home / Personal / Savings & Retirement / Enrich rewards

Product type

Endowment plan

Policy term

10 years

Premium term

3 years1

What you can get

Lump sum payout icon

Guaranteed yearly payouts

Choose to receive cash yearly from the third policy year, or reinvest the cash for potentially higher returns.

100% capital guaranteed

Your capital is fully guaranteed at the end of 10 years.

Monthly cash payouts icon

Short payment term

Achieve your savings goals by paying for only 3 years1 and receiving a lump sum payout at the end of 10 years.
Death coverage icon

Death coverage

Ensure that your loved ones are financially protected, as death coverage is provided throughout the 10 years of the policy term.
No health check up icon

No health check-up

Start immediately on your savings journey hassle-free, with no health checks required.

Notes

1Automatic Premium Benefit (APB) will pay the premiums of the policy from the 4th policy year onwards after the full premium for the first 3 years has been received. Please refer to the policy contract for full details of the terms and conditions.

Here's how Enrich rewards works

How Enrich rewards works

The scenario(s) above are for illustration purposes only.

 

2The above illustrated values use bonus rates assuming an illustrated investment rate of return of 3.35% per annum. Assuming an illustrated investment rate of return of 2.10% per annum, the total payout received from Enrich rewards under Scenario 1 and Scenario 2 are S$72,637 and S$72,637 respectively. The two rates, 3.35% per annum and 2.10% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your participating policy.

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Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 29 September 2023.

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Let us help you

Head over to our digital channel for fast and direct online purchase of your insurance plans. Download Tiq by Etiqa app for easy access to insurance at your fingertips.
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Thank you for your application. Congratulations on insuring your new home! Please note that this complimentary home insurance policy is only successfully incepted when you receive your Policy Schedule and Welcome Letter from us. If you’d like to stack a higher coverage for your new home and a greater peace of mind, purchase Tiq Home Insurance with an exclusive 25% off with TIQRENO promo code.

Marketing Consent Terms & Conditions

  1. I consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using, disclosing, and/or processing my personal data, in order to contact me about products and services marketed by Etiqa or its partners as well as benefits, promotions and rewards, via the modes mentioned or selected, and using my contact particulars which Etiqa may have in its records from time to time (including where applicable my Singapore telephone number(s));
  2. I confirm and agree that my consents granted herein do not supersede or replace any other consents which I may have previously provided to Etiqa in respect of my personal data, and are additional to any rights which Etiqa may have at law to collect, use or disclose my personal data, unless my consent is withdrawn and notified to Etiqa.
  3. I can choose to withdraw my consent by submitting the Marketing Withdrawal Form at www.etiqa.com.sg or email to customer.service@etiqa.com.sg.

Personal Data Protection Terms & Conditions

I expressly authorise and consent to Etiqa, its officers and employees at their sole discretion, to disclose any and all information relating to me, including my personal particulars, my transactions and dealings and my policies of insurance with Etiqa, to any of the following persons, whether in Singapore or elsewhere:

  1. Etiqa’s related corporations or affiliates;
  2. Any of Etiqa’s contractors or third party service providers;
  3. Any regulatory, supervisory or other authority, court of law, tribunal or person, in any jurisdiction, where such disclosure is required by law, regulation, judgement or order of court or order of any tribunal or as a matter of practice;
  4. Any actual or potential assignee(s) or transferee(s) of any rights and obligations of Etiqa under or relating to my policy or policies for any purpose connected with the proposed assignment or transfer; and
  5. Any credit bureau, insurer or representative, for such purpose(s) that Etiqa in its reasonable opinion considers appropriate including but not limited to the purpose(s) of underwriting, customer servicing, investigation of Etiqa’s representatives and monitoring undesirable sales practices.

Eligibility Conditions

  1. The Insured, also known as the Applicant / Proposer, must be a Singapore citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. The Applicant/Proposer must be at least 18 years of age.
  3. For more information, please view our Policy Wording

Thanks for your interest.

Our Assurance Manager will reach out to you within 2 working days to assist you further.