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Renewal Terms & Conditions

RENEWAL PAYMENT VIA VISA OR MASTERCARD

  1. The cardholder authorises Etiqa Insurance Pte. Ltd. (“Etiqa”) to debit his/her Visa or MasterCard for payment of his/her insurance premium(s) under the given policy. Other cards such as Diners or American Express are not accepted.
  2. The cardholder shall accept full responsibility for all transactions arising from the use of his/her Visa/ MasterCard for payment of his/her insurance premium(s).
  3. If the cardholder is not the owner of the policy, he/she has no right under the Contracts (Rights of Third Parties) Act, Cap. 53B, to enforce any of the terms and conditions of that policy.
  4. Premium(s) that are charged to the cardholder’s credit card exceeding its credit limit available at the time of debit will be rejected. The cardholder shall ensure that his/her credit limit is sufficient for the deduction.
  5. The premium payment(s) that is/are payable will be considered as paid only upon successful processing of the debiting by the Card Centre.
  6. Etiqa shall not be held responsible or liable for any claims, loss, damage, cost and expenses arising from the failure to process the renewal application or payment due to exceeding credit limit, malfunction of the system, electrical failure and any other factors beyond the control of Etiqa.

TIQ HOME RENEWAL PROMOTION

  1. This promotion is only applicable for existing Tiq Home Insurance policyholders.
  2. This promotion is only applicable for online renewal of Tiq Home Insurance.
  3. Please note that additional discount will be applied on top of any prevailing discount, i.e. Tiq Home Insurance have an existing discount of 15%, and the additional 10% discount will be applied after the 15% discount. Full discount of 23.5% is reflected in the final premium amount.
  4. This promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  5. The promotion is not transferable, exchangeable for cash or kind or extendable in validity.
  6. This promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within 14 days of policy application.
  7. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the promotion at any point in time without prior notice, by posting such amendment(s) to etiqa.com.sg.

ANNUAL TRAVEL RENEWAL PROMOTION

  1. This promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. Promotion is valid from 27 September 2019 till 29 February 2020 (“Promotion Period”).
  3. This promotion is only applicable for online renewal of eProtect Travel Insurance Annual Multi-Trip Plan and Tiq Travel Insurance Annual Multi-Trip Plan during the Promotion Period.
  4. Please note that additional discount will be applied on top of any prevailing discount, i.e. ePROTECT travel and Tiq Travel Insurance have an existing discount of 35%, and the additional 10% discount will be applied after the 35% discount. The full 41.5% discount will be automatically reflected at checkout.
  5. This promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  6. The promotion is not transferable, exchangeable for cash or kind or extendable in validity.
  7. The promotion is only valid for the Promotion Period.
  8. This promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within 14 days of policy application.
  9. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the promotion at any point in time before the stated Promotion Period without prior notice, by posting such amendment(s) to etiqa.com.sg.
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2024 Etiqa Insurance Pte. Ltd.UEN: 201331905K

Thank you for your application. Congratulations on insuring your new home! Please note that this complimentary home insurance policy is only successfully incepted when you receive your Policy Schedule and Welcome Letter from us. If you’d like to stack a higher coverage for your new home and a greater peace of mind, purchase Tiq Home Insurance with an exclusive 25% off with TIQRENO promo code.

Marketing Consent Terms & Conditions

  1. I consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using, disclosing, and/or processing my personal data, in order to contact me about products and services marketed by Etiqa or its partners as well as benefits, promotions and rewards, via the modes mentioned or selected, and using my contact particulars which Etiqa may have in its records from time to time (including where applicable my Singapore telephone number(s));
  2. I confirm and agree that my consents granted herein do not supersede or replace any other consents which I may have previously provided to Etiqa in respect of my personal data, and are additional to any rights which Etiqa may have at law to collect, use or disclose my personal data, unless my consent is withdrawn and notified to Etiqa.
  3. I can choose to withdraw my consent by submitting the Marketing Withdrawal Form at www.etiqa.com.sg or email to customer.service@etiqa.com.sg.

Personal Data Protection Terms & Conditions

I expressly authorise and consent to Etiqa, its officers and employees at their sole discretion, to disclose any and all information relating to me, including my personal particulars, my transactions and dealings and my policies of insurance with Etiqa, to any of the following persons, whether in Singapore or elsewhere:

  1. Etiqa’s related corporations or affiliates;
  2. Any of Etiqa’s contractors or third party service providers;
  3. Any regulatory, supervisory or other authority, court of law, tribunal or person, in any jurisdiction, where such disclosure is required by law, regulation, judgement or order of court or order of any tribunal or as a matter of practice;
  4. Any actual or potential assignee(s) or transferee(s) of any rights and obligations of Etiqa under or relating to my policy or policies for any purpose connected with the proposed assignment or transfer; and
  5. Any credit bureau, insurer or representative, for such purpose(s) that Etiqa in its reasonable opinion considers appropriate including but not limited to the purpose(s) of underwriting, customer servicing, investigation of Etiqa’s representatives and monitoring undesirable sales practices.

Eligibility Conditions

  1. The Insured, also known as the Applicant / Proposer, must be a Singapore citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. The Applicant/Proposer must be at least 18 years of age.
  3. For more information, please view our Policy Wording

Thanks for your interest.

Our Assurance Manager will reach out to you within 2 working days to assist you further.