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Home / Personal / Savings & Retirement / Enrich flex plus

Enrich flex plus

Enrich flex plus, an endowment plan designed to help you save for the long term while enjoying the flexibility to support your key milestones in life. You also have the assurance that your policy will continue for your loved ones with a secondary life insured option.

Home / Personal / Savings & Retirement / Enrich flex plus

Product type

Endowment plan

Policy term

Up to age 125

Premium term

3, 5, 10, 15 or 20 years

What you can get

Attractive returns icon

Attractive returns for your saving needs

Enjoy guaranteed maturity yield of up to 1.65% p.a. with potential total maturity yield of up to 3.95% p.a. 1 
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Protection over all walks of life

Receive a lump sum payout upon death or terminal illness during the policy term, and additional payout upon accidental death (until age 80).
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Flexibility for key milestones in life

Have the option to withdraw 2 your accumulated cash value from the policy anytime you need it.
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No health check necessary

Hassle-free with no health checks required for this guaranteed issuance basic plan.
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Policy continuity and ownership options

Option to add another person as the secondary life insured so that your policy will continue for your loved ones after you pass on.

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Flexibility with premium deferment

You can request for a premium deferment 2 for up to one year after the end of the 4 th policy year (not applicable for a 3-year premium term) if your policy has sufficient cash value.
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Lump sum benefit upon maturity

You or your appointed secondary life insured can expect a lump sum benefit payout on the policy anniversary immediately before you reach 125 years old.
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Option to enhance your coverage with these add-on riders:

  • Extra payer waiver II
  • Extra secure waiver II
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Capital guaranteed

Your capital is 100% guaranteed from as early as policy year 5 to 15, depending on your premium term.

Enhance your protection with these add-ons

Extra secure waiver II

Continue your policy without paying premiums upon the life insured’s diagnosis of any of the 37 covered severe-stage critical illnesses.

Extra payer waiver II

Continue your policy without paying premiums upon death, total and permanent disability or diagnosis of any of the 37 covered severe-stage critical illnesses of the policyholder (before age 86).

Notes

1 Based on male, non-smoker aged 1, for a 3-year premium term payment option. The illustrated value is based on illustrated investment rate of return of 4.25% p.a. Based on illustrated investment rate of return of 3.00% p.a., the total maturity yield will be 2.75% p.a. The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. 2 Please refer to the policy contract for full terms and conditions.

Here’s how Enrich flex plus works

How Enrich flex plus works

Download Brochures

Find out more about Enrich flex plus
Find out more about Enrich flex plus policy contract
Policy Contract: Extra secure waiver II
Policy Contract: Extra payer waiver II

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 29 September 2023.

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Thank you for your application. Congratulations on insuring your new home! Please note that this complimentary home insurance policy is only successfully incepted when you receive your Policy Schedule and Welcome Letter from us. If you’d like to stack a higher coverage for your new home and a greater peace of mind, purchase Tiq Home Insurance with an exclusive 25% off with TIQRENO promo code.

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  3. I can choose to withdraw my consent by submitting the Marketing Withdrawal Form at www.etiqa.com.sg or email to customer.service@etiqa.com.sg.

Personal Data Protection Terms & Conditions

I expressly authorise and consent to Etiqa, its officers and employees at their sole discretion, to disclose any and all information relating to me, including my personal particulars, my transactions and dealings and my policies of insurance with Etiqa, to any of the following persons, whether in Singapore or elsewhere:

  1. Etiqa’s related corporations or affiliates;
  2. Any of Etiqa’s contractors or third party service providers;
  3. Any regulatory, supervisory or other authority, court of law, tribunal or person, in any jurisdiction, where such disclosure is required by law, regulation, judgement or order of court or order of any tribunal or as a matter of practice;
  4. Any actual or potential assignee(s) or transferee(s) of any rights and obligations of Etiqa under or relating to my policy or policies for any purpose connected with the proposed assignment or transfer; and
  5. Any credit bureau, insurer or representative, for such purpose(s) that Etiqa in its reasonable opinion considers appropriate including but not limited to the purpose(s) of underwriting, customer servicing, investigation of Etiqa’s representatives and monitoring undesirable sales practices.

Eligibility Conditions

  1. The Insured, also known as the Applicant / Proposer, must be a Singapore citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. The Applicant/Proposer must be at least 18 years of age.
  3. For more information, please view our Policy Wording

Thanks for your interest.

Our Assurance Manager will reach out to you within 2 working days to assist you further.