ePROTECT mortgage

Ensure your loved ones will always enjoy the comfort of home. After all, home is where the heart is.

    • Policy Term

    • 6 to 40 years

    • Premium Term

    • 90% of policy term

    • Product Type

    • Mortgage Protection


Limited Premium Term

Pay premiums for only 90% of your policy term (round up), e.g. pay 27 years for 30 years of cover.

Policy Benefit

Receive a reducing lump sum benefit (based on your coverage and chosen interest rate) on death, total and permanent disability or terminal illness. When needed, we also provide cash advance for immediate funeral expense financial aid.

Tailored and affordable premiums to best suit your needs

Be protected up to age next birthday 75 with a choice of policy term between 6 to 40 years.
Choose your preferred interest rate from 1% to 4% depending on your mortgage loan interest.

Protection throughout the policy term

Protect your home upon Death, Total & Permanent Disability (TPD) or diagnosis of Terminal Illness.

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Enhance your coverage with our eXTRA secure waiver

Continue the policy without paying premiums if the life insured is diagnosed with a critical illness.

Here’s How It Works

Paul (age next birthday 35, non-smoker) recently bought his dream condominium with a $1 million loan from the bank. Paul insures this amount with a 30-year ePROTECT mortgage policy reducing at 3% interest rate. By paying just $1,060 yearly for 27 years, Paul is assured that his family can repay the bank loan in an unforeseen event.

This example is for illustration purposes only.

Downloads & Forms

Important Notes:

This product is covered under PPF Scheme.

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high cost and the surrender value (if any) may be less than the total premium paid.

Information is correct as at 2 July 2018.

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