Invest achiever

Achieve your life goals with Invest achiever

A regular premium investment-linked plan that is designed to meet your wealth accumulation and retirement needs.

Policy Term

To Age 100

Premium Term

3, 5, 10, 15, or 20 years

Product Type

Investment-Linked Plan (ILP)


  • Multiple bonus units to boost your investment
  • Start-up bonus1 of up to 64% of annual premium in your first 2 years of investment. Power-up bonus1 of 1.91% p.a. of account value from policy year 11 onwards.
  • Access to exclusive institutional funds
  • From as low as S$200 per month2, get access to reputable funds managed by regional and global asset management companies.
  • Flexibility to receive monthly income
  • Treat this as your retirement plan with the option to receive a monthly income1 after the selected premium payment term.
  • Free and unlimited fund switching
  • Flexibility to switch ILP sub-funds at any time without charges3.
  • Death and Total & Permanent Disability Benefit
  • Be covered against total & permanent disability (up to age 65) and death at the higher of 105% of net premiums4 or account value less any outstanding amounts.
  • Life contingency benefit
  • Flexibility to make partial withdrawals at no charge1 or take a break from paying premiums1 upon a covered life contingency event.
  • Hassle-free application
  • Guaranteed issuance policy; no health checks needed for basic plan.
  • Accelerated Death and Total & Permanent Disability rider
  • Option to add on rider for additional coverage subject to underwriting.

1Subject to applicable terms and conditions. Please refer to the policy contract for more information.
2Based on the minimum regular premium amount for a premium payment term of 20 years.
3We reserve the right to revise the fund switch charges (if applicable) by giving thirty (30) days’ written notice.
4Net premium refers to total premium paid plus total top-up(s) less any partial withdrawal(s) and monthly income payout.

ILP Sub-Funds

ILP Sub-Funds

Abrdn All China Sustainable Equity Fund
AB American Income Portfolio
BlackRock Global Funds (“BGF”) ESG Multi-Asset Fund
Capital Group American Balanced Fund
Fullerton SGD Income Fund
Fullerton Lux Funds – Asia Absolute Alpha
LionGlobal Singapore Trust Fund

Maybank Asian Growth and Income Fund
PIMCO Income Fund
PineBridge International Funds – Singapore Bond Fund
United Global Healthcare Fund
United SGD Money Market Fund
United Singapore Bond Fund

How it works

Desmond, age 40, non-smoker, is keen to start planning for his retirement. He is looking for an investment-linked plan which provides insurance coverage as well as wealth accumulation for his retirement. Hence, he signs up for Invest achiever with a premium payment term of 15 years and annual premium of S$6,000. He is protected with a basic policy sum assured amounting to the higher of 105% of net premiums4 or account value.

Policy fees and charges apply. Please refer to the policy contract for full details of the terms and conditions.


5The scenario above is for illustration purposes only. The above illustrated values are based on illustrated investment rate of return of 8% per annum. Should the illustrated investment rate of return be 4% per annum, the illustrated policy value would be S$122,543 at age 62. The two rates, 4% per annum and 8% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected funds. The actual benefits payable will vary according to the future performance of the selected funds. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected funds.

Speak to an adviser today

You can speak to an adviser by completing the form below to customise your protection needs:

1 Step 1

Are you a Maybank Customer?

Your preferred Maybank branch? (For Maybank customers only)

Preferred timing to be contacted


By clicking the “Submit” button, you confirm that you have read and understood and hereby agree to be bound by the data protection and privacy statement of Etiqa Insurance Pte. Ltd. and its related corporations (collectively, the “Maybank Group”), as may be amended, supplemented and/or substituted by the Maybank Group from time to time. You also consent to the collection, use and disclosure of your personal data by the Maybank Group for follow-up regarding products that may be suited to your needs.

Important Notes:

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Invest achiever is an Investment-linked Plan (ILP) which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from us via A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or

​​This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 2 November 2022.​