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Personal Cyber Insurance
Mitigate your cyber risks
Home / Personal / Personal Cyber Insurance

Personal Cyber Insurance

Mitigate your cyber risks

The Internet has become an integral part of daily life. Each time you reveal your personal information on the Internet, you are exposed to possible cybercrimes. Choose Etiqa’s Personal Cyber Insurance to protect your digital footprint today.

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Having a Pet
Starting my career
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Getting married
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Caring for a loved one
Planning my healthcare needs
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Saving for retirement
Leaving a legacy

What you can get

Protection against cyber fraud

We will compensate you for your financial loss in the event of fraudulent transactions made from your bank account or digital wallet.

Coverage for restoration of data

If you had mistakenly clicked on malware and downloaded a virus that infects your computer, we will reimburse you for the amount spent on restoring your computer.

Protection against extortion

Cyber extortion happens when you accidentally click on a malicious link on a website and it infects your computer with ransomware and encrypts all your data. We will cover you should you need to make an extortion payment to recover your data.

Coverage for identity theft

Cyber attackers could obtain key information about you and impersonate you to take up loans, open bank accounts or make overseas online purchases. Should that happen, we will cover expenses (including legal costs) incurred by you to retrieve and restore your identity.

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Find out more about Personal Cyber Insurance

Here’s how Personal Cyber Insurance works

BenefitsSum InsuredAnnual Premium
Cyber FraudS$25,000S$109 (Inclusive of prevailing GST)
Cyber Extortion
Restoration Costs
Identity Theft

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Information is accurate as at 1 January 2024.

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Thank you for your application. Congratulations on insuring your new home! Please note that this complimentary home insurance policy is only successfully incepted when you receive your Policy Schedule and Welcome Letter from us. If you’d like to stack a higher coverage for your new home and a greater peace of mind, purchase Tiq Home Insurance with an exclusive 25% off with TIQRENO promo code.

Marketing Consent Terms & Conditions

  1. I consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using, disclosing, and/or processing my personal data, in order to contact me about products and services marketed by Etiqa or its partners as well as benefits, promotions and rewards, via the modes mentioned or selected, and using my contact particulars which Etiqa may have in its records from time to time (including where applicable my Singapore telephone number(s));
  2. I confirm and agree that my consents granted herein do not supersede or replace any other consents which I may have previously provided to Etiqa in respect of my personal data, and are additional to any rights which Etiqa may have at law to collect, use or disclose my personal data, unless my consent is withdrawn and notified to Etiqa.
  3. I can choose to withdraw my consent by submitting the Marketing Withdrawal Form at www.etiqa.com.sg or email to customer.service@etiqa.com.sg.

Personal Data Protection Terms & Conditions

I expressly authorise and consent to Etiqa, its officers and employees at their sole discretion, to disclose any and all information relating to me, including my personal particulars, my transactions and dealings and my policies of insurance with Etiqa, to any of the following persons, whether in Singapore or elsewhere:

  1. Etiqa’s related corporations or affiliates;
  2. Any of Etiqa’s contractors or third party service providers;
  3. Any regulatory, supervisory or other authority, court of law, tribunal or person, in any jurisdiction, where such disclosure is required by law, regulation, judgement or order of court or order of any tribunal or as a matter of practice;
  4. Any actual or potential assignee(s) or transferee(s) of any rights and obligations of Etiqa under or relating to my policy or policies for any purpose connected with the proposed assignment or transfer; and
  5. Any credit bureau, insurer or representative, for such purpose(s) that Etiqa in its reasonable opinion considers appropriate including but not limited to the purpose(s) of underwriting, customer servicing, investigation of Etiqa’s representatives and monitoring undesirable sales practices.

Eligibility Conditions

  1. The Insured, also known as the Applicant / Proposer, must be a Singapore citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. The Applicant/Proposer must be at least 18 years of age.
  3. For more information, please view our Policy Wording

Thanks for your interest.

Our Assurance Manager will reach out to you within 2 working days to assist you further.