Enrich income, a whole life insurance plan designed to provide guaranteed monthly income while providing you with the necessary coverage during the policy term. With Enrich income, receive a regular stream of monthly income to enjoy your golden years and gift the policy proceeds to your loved ones beyond your lifetime.
Whole Life Plan
Up to age 125
3, 5, 10, 15 or 20 years
A lump sum benefit consisting of a guaranteed and a non-guaranteed amount will be payable to you when the policy matures.
You set the timeframe and decide the premium payment term between 3, 5, 10, 15 or 20 years.
Receive a lump sum payout upon death or terminal illness during the policy term.
No health checks are required for this guaranteed issuance basic plan.
Notes
1 Applicable to premium payment term of 3 years.
2 Subject to applicable terms and conditions. Please refer to policy contract for details.
3 Not applicable for 3-year premium term.
The scenario(s) above are for illustration purposes only.
4 The above illustrated values use bonus rates assuming an illustrated investment return of 4.25% per annum. Assuming an illustrated investment rate of return at 3.00% per annum, the monthly income James receives from 241st to 300th policy month (inclusive) will be S$355 and the monthly income he receives from 301st policy month until he is age 80 (inclusive) will be S$416. The total monthly income he receives will be S$121,362 and the total death benefit his family receives will be S$182,354.
The scenario(s) above are for illustration purposes only.
5 Change of life insured will be subject to Etiqa’s approval. Assume the policy is also assigned to Sarah in this scenario.
6 The above illustrated values use bonus rates assuming an illustrated investment return of 4.25% per annum. Assuming an illustrated investment rate of return at 3.00% per annum, the monthly income Sarah receives from 241st to 300th policy month (inclusive) will be S$355 and the monthly income she receives from 301st policy month until she is age 85 (inclusive) will be S$416. The total monthly income she receives will be S$316,382 and the total death benefit her child will receive will be S$199,436.
The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. Bonus rates are not guaranteed and actual benefits payable may vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of the participating fund. Total monthly income comprises of both a guaranteed and non-guaranteed amount, and varies depending on the payout period. Refer to the illustration on monthly income for more details.
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Age means the age at next birthday.
This policy is underwritten by Etiqa Insurance Pte. Ltd., a member of Maybank Group.
This brochure is published for general information only. It does not have any regard to the specific financial or investment objectives, financial situation and the particular needs of any specific person who may read this document and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 29 September 2023.
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