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Invest plus SP
Home / Personal / Investments / Invest plus SP

Invest plus SP

Power your investments and grow your wealth with our single premium investment-linked plan. Boost your investment with bonuses and make your money work harder with access to exclusive reputable funds.
Home / Personal / Investments / Invest plus SP

Product type

Investment-Linked Plan (ILP)

Policy term

To  100

Premium term

Single premium

What you can get

Power up bonuses icon

Power-up bonuses to boost your investment

Enjoy a boost to your investment every 3 years with a power-up bonus1 of up to 1.20% of the average initial account value and the average additional account value of each top-up (if applicable) for the preceding 3 years before each payout date2.
No health check up icon

No health check-up

You can start immediately on your investment journey, with no health check required for the basic plan.
Access to exclusive reputable funds icon

Access to exclusive reputable funds

Ensure that your money works hard for you by relying on the expertise of professional managers. You can access funds managed by reputable regional and global asset management companies, including institutional funds from as low as S$10,000.
Flexibility to change life insured icon

Flexibility to change Life insured1

Enjoy the flexibility to change Life insured for an unlimited number of times if your policy is issued under a corporation and once, if your policy is issued under an individual.
Switch funds at no charge icon

Switch funds at no charge

Enjoy the flexibility to switch portfolio funds and ILP sub-funds at any time without charges3.

Death coverage icon

Death coverage

Be covered against death at the higher of 101% of net premiums4 or account value less any outstanding amounts.

Notes

1Subject to applicable terms and conditions. Please refer to the policy contract for terms and conditions.
2Payout date refers to every 3 completed years from the policy commencement date and each top-up effective date (if applicable).
3We reserve the right to revise the fund switch charges (if applicable) by giving thirty (30) days’ written notice.
4Net premium refers to total premium paid plus total top-up(s) less any partial withdrawal(s).

Etiqa’s Portfolio Funds and ILP Sub-Funds

We understand that everyone has a different approach to investing. We tailor your investment plan by matching your risk level and financial goals with these Portfolio funds, and a mixture of different ILP sub-funds.

Portfolio Funds

Conservative

Low Risk

Friendly for:

  • Low risk taker
  • Looking for stable returns
  • Tolerance for low volatility
Conservative pie chart
More Details

Moderate

Medium Risk

Friendly for:

  • Medium risk taker
  • Looking for moderate returns
  • Tolerance for some unpredictable fluctuations
Moderate pie chart
More Details

Growth

High Risk

Friendly for:

  • High risk taker
  • Looking for capital growth
  • Tolerance for sharp fluctuations
Growth pie chart
More Details

Aggressive

High Risk

Friendly for:

  • Higher risk taker
  • Looking for maximum long term growth
  • High tolerance for fluctuations
Aggressive pie chart
More Details

ILP Sub-Funds

  • Alliance Bernstein American Income Portfolio Fund
  • Abrdn All China Sustainable Equity Fund
  • Abrdn Global Dynamic Dividend Fund
  • Allianz Income and Growth Fund
  • Baillie Gifford Worldwide Asia ex Japan Fund
  • Baillie Gifford Worldwide Health Innovation Fund
  • Baillie Gifford Worldwide Long Term Global Growth Fund
  • BlackRock Global Funds (“BGF”) ESG Global Bond Income Fund
  • BlackRock Global Funds (“BGF”) European Equity Income Fund
  • BlackRock Global Funds (“BGF”) ESG Multi-Asset Fund
  • BlackRock Global Funds (“BGF”) World Technology Fund
  • Capital Group American Balanced Fund
  • Eastspring Japan Dynamic Fund
  • Finexis Millenium Equity Fund
  • First Sentier Bridge Fund
  • FSSA Dividend Advantage Fund
  • FSSA Regional China Fund
  • Fullerton Asia Absolute Alpha Fund
  • Fullerton SGD Income Fund
  • Fundsmith Equity Fund
  • LionGlobal Infinity Global Stock Index Fund
  • LionGlobal Singapore Dividend Equity Fund
  • LionGlobal Singapore Trust Fund
  • Maybank Asian Equity Fund
  • Maybank Asian Growth and Income Fund
  • Maybank Asian Growth and Income-I
  • Maybank Asian Growth and Income (DIST)
  • Maybank Asian Growth and Income-I (DIST)
  • Maybank Asian Income Fund
  • MAMG Global Sukuk Income-I
  • Nikko AM ARK Disruptive Innovation Fund
  • Pictet Premium Brands Fund
  • PIMCO Income Fund
  • PineBridge International Funds – Singapore Bond Fund
  • SCHRODER AS COMMODITY A ACC SGD-H
  • United Global Healthcare Fund
  • United SGD Money Market Fund
  • United Singapore Bond Fund
Find out more about our funds and check their prices

Here's how Invest plus SP works

How Invest plus SP works

Download Brochures

Product Brochure: Invest plus SP
Product Summary: Invest plus SP
Policy Contract: Invest plus SP
Annual Funds Report: 2024
Semi - Annual Funds Report: 2024

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Invest plus SP is an Investment-linked Plan (ILP) which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from us via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 28 March 2024.

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Head over to our digital channel for fast and direct online purchase of your insurance plans. Download Tiq by Etiqa app for easy access to insurance at your fingertips.
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ILP Sub-Funds Allocations

Global Short Fixed Income Fund 30%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 45%
Infinity Global Stock Index Fund 20%

ILP Sub-Funds Allocations

Global Short Fixed Income Fund 21.4%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 8.6%
Emerging Markets Bond Fund 5%
Infinity Global Stock Index Fund 60%

ILP Sub-Funds Allocations

Global Short Fixed Income Fund 2.5%
Global Investment Grade Credit Fund 2.5%
Asian Tiger Bond Fund 11.9%
Emerging Markets Bond Fund 3.1%
Infinity Global Stock Index Fund 80%

ILP Sub-Funds Allocations

Infinity Global Stock Index Fund 100%

Thank you for your application. Congratulations on insuring your new home! Please note that this complimentary home insurance policy is only successfully incepted when you receive your Policy Schedule and Welcome Letter from us. If you’d like to stack a higher coverage for your new home and a greater peace of mind, purchase Tiq Home Insurance with an exclusive 25% off with TIQRENO promo code.

Marketing Consent Terms & Conditions

  1. I consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using, disclosing, and/or processing my personal data, in order to contact me about products and services marketed by Etiqa or its partners as well as benefits, promotions and rewards, via the modes mentioned or selected, and using my contact particulars which Etiqa may have in its records from time to time (including where applicable my Singapore telephone number(s));
  2. I confirm and agree that my consents granted herein do not supersede or replace any other consents which I may have previously provided to Etiqa in respect of my personal data, and are additional to any rights which Etiqa may have at law to collect, use or disclose my personal data, unless my consent is withdrawn and notified to Etiqa.
  3. I can choose to withdraw my consent by submitting the Marketing Withdrawal Form at www.etiqa.com.sg or email to customer.service@etiqa.com.sg.

Personal Data Protection Terms & Conditions

I expressly authorise and consent to Etiqa, its officers and employees at their sole discretion, to disclose any and all information relating to me, including my personal particulars, my transactions and dealings and my policies of insurance with Etiqa, to any of the following persons, whether in Singapore or elsewhere:

  1. Etiqa’s related corporations or affiliates;
  2. Any of Etiqa’s contractors or third party service providers;
  3. Any regulatory, supervisory or other authority, court of law, tribunal or person, in any jurisdiction, where such disclosure is required by law, regulation, judgement or order of court or order of any tribunal or as a matter of practice;
  4. Any actual or potential assignee(s) or transferee(s) of any rights and obligations of Etiqa under or relating to my policy or policies for any purpose connected with the proposed assignment or transfer; and
  5. Any credit bureau, insurer or representative, for such purpose(s) that Etiqa in its reasonable opinion considers appropriate including but not limited to the purpose(s) of underwriting, customer servicing, investigation of Etiqa’s representatives and monitoring undesirable sales practices.

Eligibility Conditions

  1. The Insured, also known as the Applicant / Proposer, must be a Singapore citizen, Permanent Resident of Singapore or foreigner with a valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  2. The Applicant/Proposer must be at least 18 years of age.
  3. For more information, please view our Policy Wording

Thanks for your interest.

Our Assurance Manager will reach out to you within 2 working days to assist you further.