03 Nov Here are the New Year Resolutions You Should be Making for 2021
At the turning of the years, you composed for yourself a laundry list of your dreams and wishes for the New Year. The disappointments of 2019 flowed into your anticipation of a much better 2020, and you devised elaborate steps toward your goals. Before long, COVID-19 descended on your plans with the insatiable hunger of a black hole. These days, it seems harder to hope than before.
While social isolation and cancelled holidays have a way of chipping at morale, it is to your credit that your spirit remains thus far unbroken, but you can be doing even better. It’s time to take your life back into your own hands with these 5 New Year Resolutions for 2021 that no pandemic can touch.
#1 This New Year, I resolve to rest more mindfully.
Before, the home was a place of rest, relaxation and family. These days, our spaces of dwelling are taking on new roles in our lives to encompass more work and recreation, now that we spend more time at home.
With so much going on in a single place, the lines blur between work and rest, and it’s easy to find yourself working longer and harder than you did in an office – a perhaps unexpected effect of the new norm. Understandably, you tend toward exhaustion even before the week is through.
In the coming year, make deliberate attempts to ensure your mind and body get the rest they need. You can do this by establishing clearer boundaries in your schedule for work and play, or breaking your day into evenly balanced chunks. Practice discipline by turning your work laptop off punctually. You can also explore different types of rest that add colour to downtime otherwise spent on your device.
#2 This Year, I will find a new hobby at home.
Given all the time you now spend at home, picking up a new home-based hobby wouldn’t be the worst way to pass the time. Hobbies can be extremely fulfilling and can also give you something to look forward to every day, without you having to leave the house.
The possibilities are endless. Pick up gardening or baking, or perhaps learn to dance, crochet, knit or paint. Play a new game or learn a new instrument. Looking for company? Engage friends to join you, either over video call or in person, while respecting safe distancing rules.
While you’re just getting your feet wet, you may be inspired to find international interest groups gathered around a common hobby. Participating in these dynamic communities can be extremely comforting on duller or lonelier days.
#3 In 2021, I resolve to embrace my friendships.
Absence sure makes the heart grow fonder. While large social gatherings are for the moment still off limits, nothing stands in the way of a simple text message or a call if you have someone in mind. If you know someone around you is going through a rough patch, send cupcakes or a gift you know they’ll like. Likewise, don’t hesitate to reach out when you are in need of comfort. You’ll be surprised how welcoming friends can be, and nothing feels better than good company.
#4 This time, I will get my fitness in check. (For real.)
Regardless of how many times you’ve tried and failed, decide that this coming year, you’ll make it stick. No need for expensive (and wasted) gym memberships – all you need is a bit of determination. Start with yoga stretches at home, or perhaps a daily walk around the block. Soon you’ll be stretching more than before, or walking even further. Graduate to jogging, cycling or swimming to keep your heart health in check.
If, like most people, you have a debilitating old injury that keeps you from doing the exercise you would choose, find equally interesting alternatives so you don’t miss a beat. Have that nagging discomfort checked out and visit a physiotherapist to find out how you can strengthen your body where it needs the help.
Additionally, ergonomic additions to your home office such as a supportive chair or a standing desk can reduce the toll your work takes on your body, and everyone enjoys new gear.
Wherever you are on your health journey, it’s never too late to start. Most importantly, don’t sweat the days when life gets in the way of your exercise routine. Take the chance to rest and return to it as soon as you can.
#5 I will prepare my finances for the future.
This year, every day feels like a new challenge, and struggling from one day to the next can make it hard to look further into the future. Encourage yourself to think long-term by making your New Year Resolutions more than just a to-do list for the year.
Nobody knows what surprises the New Year will bring, so build a financial plan to withstand the unexpected, starting with Enrich prime by Etiqa. This endowment plan is designed to help you manage your financial commitments and help you meet your financial goals, however far away they may be.
With a premium term of 10 years – just a fraction of your adult life – your policy affords you a choice between policy terms of 15, 19 and 24 years. At the end of 15 years, your capital is guaranteed – precious certainty in an uncertain future. At this time, you have the option of receiving the survival benefit either in a lump sum or in yearly payments over five or ten years.
You also receive death protection throughout your policy term, and accidental death protection1 on or before the policy anniversary when the life insured reaches age 70. Once you’re done paying premiums, sit back and enjoy hands-free savings and coverage.
Insurance is just one of the many aspects of a holistic financial plan. The changes in our lifestyle and short-term goals brought about by COVID-19 may call for adjustments in the way we manage our finances. Speak with a financial advisor to ascertain the impact of the pandemic on your portfolio, and how you can approach the future strategically.
New Year, better me
While still so many things lie beyond your control, this much lies within reach. In inescapable circumstances, a change of perspective can make all the difference not only to your happiness in the moment, but also your long-term mental health. It’s certainly shaping up to be a truly Happy New Year – one worth looking forward to.
1 Refer to policy contract for full terms and conditions.
This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No 201331905K).
Age means the age at next birthday.
You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you.
Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as of 3 November 2020.