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Enrich flex plus

Enrich flex plus, an endowment plan designed to help you save for the long term while enjoying the flexibility to support your key milestones in life. You also have the assurance that your policy will continue for your loved ones with a secondary life insured option.

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Product type

Endowment plan

Policy term

Up to age 125

Premium term

3, 5, 10, 15 or 20 years

What you can get

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Attractive returns for your saving needs

Enjoy guaranteed maturity yield of up to 1.65% p.a. with potential total maturity yield of up to 3.95% p.a.
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Protection over all walks of life

Receive a lump sum payout upon death or terminal illness during the policy term, and additional payout upon accidental death (until age 80).
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Flexibility for key milestones in life

Have the option to withdraw 2 your accumulated cash value from the policy anytime you need it.
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No health check necessary

Hassle-free with no health checks required for this guaranteed issuance basic plan.
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Policy continuity and ownership options

Option to add another person as the secondary life insured so that your policy will continue for your loved ones after you pass on.

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Flexibility with premium deferment

You can request for a premium deferment 2 for up to one year after the end of the 4 th policy year (not applicable for a 3-year premium term) if your policy has sufficient cash value.
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Lump sum benefit upon maturity

You or your appointed secondary life insured can expect a lump sum benefit payout on the policy anniversary immediately before you reach 125 years old.
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Option to enhance your coverage with these add-on riders:

  • Extra payer waiver II
  • Extra secure waiver II
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Capital guaranteed

Your capital is 100% guaranteed from as early as policy year 5 to 15, depending on your premium term.

Enhance your protection with these add-ons

Extra secure waiver II

Continue your policy without paying premiums upon the life insured’s diagnosis of any of the 37 covered severe-stage critical illnesses.

Extra payer waiver II

Continue your policy without paying premiums upon death, total and permanent disability or diagnosis of any of the 37 covered severe-stage critical illnesses of the policyholder (before age 86).


1 Based on male, non-smoker aged 1, for a 3-year premium term payment option. The illustrated value is based on illustrated investment rate of return of 4.25% p.a. Based on illustrated investment rate of return of 3.00% p.a., the total maturity yield will be 2.75% p.a. The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. 2 Please refer to the policy contract for full terms and conditions.

Here’s how Enrich flex plus works

How Enrich flex plus works

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Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 29 September 2023.

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