Invest plus SP

The Easy Way To Invest

A single premium investment-linked plan that is designed to meet your wealth accumulation needs.

Policy Term

To Age 100

Premium Term

Single premium

Product Type

Investment-Linked Plan


  • Power-up bonus units to boost your investment
  • Enjoy power-up bonus1 of up to 1.20% of the average initial account value and average additional account value of each top-up (if applicable) for the preceding 3 years before each payout date2.
  • Access to exclusive reputable funds
  • Including institutional funds from as low as S$10,000.
  • Free and unlimited fund switching
  • Flexibility to switch portfolio funds and ILP sub-funds at any time without charges3.
  • Hassle-free application
  • Guaranteed issuance policy; no health checks needed.
  • Death coverage
  • Be covered against death at the higher of 101% of net premiums4 or account value less any outstanding amounts.
  • Flexibility to change Life insured5
  • For policies issued under a corporation, change of Life insured is allowed without any limit on the number of changes. For policies issued under an individual, change of Life insured is allowed only once throughout the policy term.

1Subject to applicable terms and conditions.
2Payout date refers to every 3 completed years from the policy commencement date and each top-up effective date (if applicable).
3We reserve the right to revise the fund switch charges (if applicable) by giving thirty (30) days’ written notice.
4Net premium refers to total premium paid plus total top-up(s) less any partial withdrawal(s).
5Please refer to the policy contract for more information.

Portfolio Funds and ILP Sub-Funds

We’ve curated these Portfolio funds to match your risk level with a mixture of different ILP sub-funds.

Portfolio Funds



Friendly for:

  • Low risk taker
  • Looking for stable returns
  • Tolerance for low volatility
80% Fixed Income
20% Equities
More details i ILP Sub-Funds Allocations
Global Short Fixed Income Fund 30%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 45%
Infinity Global Stock Index Fund 20%



Friendly for:

  • Medium risk taker
  • Looking for moderate returns
  • Tolerance for some unpredictable fluctuations
40% Fixed Income
60% Equities
More details i ILP Sub-Funds Allocations
Global Short Fixed Income Fund 21.4%
Global Investment Grade Credit Fund 5%
Asian Tiger Bond Fund 8.6%
Emerging Markets Bond Fund 5%
Infinity Global Stock Index Fund 60%



Friendly for:

  • High risk taker
  • Looking for capital growth
  • Tolerance for sharp fluctuations
20% Fixed Income
80% Equities
More details i ILP Sub-Funds Allocations
Global Short Fixed Income Fund 2.5%
Global Investment Grade Credit Fund 2.5%
Asian Tiger Bond Fund 11.9%
Emerging Markets Bond Fund 3.1%
Infinity Global Stock Index Fund 80%



Friendly for:

  • Higher risk taker
  • Looking for maximum long term growth
  • High tolerance for fluctuations
100% Equities
More details i ILP Sub-Funds Allocations
Infinity Global Stock Index Fund 100%

ILP Sub-Funds

AB American Income Portfolio
Aberdeen All China Sustainable Equity Fund
Baillie Gifford Worldwide Asia ex Japan Fund
Baillie Gifford Worldwide Health Innovation Fund
Baillie Gifford Worldwide Long Term Global Growth Fund
BlackRock Global Funds (“BGF”) ESG Global Bond Income Fund
BlackRock Global Funds (“BGF”) ESG Multi-Asset Fund
Fullerton Lux Funds – Asia Absolute Alpha
Fullerton SGD Income Fund
LionGlobal Singapore Dividend Equity Fund

LionGlobal Singapore Trust Fund
Maybank Asian Growth and Income Fund
Nikko AM ARK Disruptive Innovation Fund
PIMCO Income Fund
PIMCO Low Duration Income Fund
PineBridge International Funds – Singapore Bond Fund
United Global Healthcare Fund
United SGD Money Market Fund
United Singapore Bond Fund

How it works

Speak to an adviser today

You can speak to an adviser by completing the form below to customise your protection needs:

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Important Notes:

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Invest plus SP is an Investment-linked Plan (ILP) which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from us via A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or

​​This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 2 June 2022.​