How To Be Happier At Work?

How To Be Happier At Work?

Singaporeans are no stranger to work and stress, and trying to manage a work-life balance is easier said than done. Recent statistics show that 41% of Singaporeans would rather be unemployed than feel unhappy in their job. Yet, at the same time, workers in Singapore fear not having enough money for retirement. That got us thinking: Instead […]

Newlywed tips to thrive in your first year of marriage

Newlywed

Newlyweds are expected to face major changes in your first year of marriage. You know it’s going to be tough, and you thought you were prepared for it until you found yourself asking, “Is it true that the first year of marriage is the hardest?” While the beginning is always the hardest, having a good […]

The true value of life protection

The true value of life protection

If you’re forgoing life protection to save money in the short-term, you need to read this! Amid our evolving pandemic environment, it seems more people are placing greater importance on their long-term financial and healthcare needs by getting life insurance. In the first half of 2021, Singapore life insurance industry recorded new business premiums with […]

Easy ways to boost your metabolism

Easy ways to boost your metabolism

If you are just hitting the big 3-0 and already blaming your weight gain and poor digestion on slow metabolism due to age, or know somebody who does, this article is for you. Contrary to a common misconception, slowing metabolism and weight gain are more likely related to your lifestyle rather than age. That’s good […]

Tips for investing in volatile times

Tips for investing in volatile times

Markets these days are anything but certain. From the COVID-19 pandemic, to the Russia-Ukraine war, looming energy crisis and, closer to home, inflation rates peaking at a 14-year high, volatile markets have become the norm. Aspiring investors might wonder, is now a good time to invest? After all, there are so many uncertainties affecting the market. […]

Should ILPs be part of your retirement plan?

Retirement plan

You may have come across Investment-Linked Plans (ILPs) but kept a good arm’s length away from them. After all, with the infamous reputation that they have built, are ILPs worth investing in? Let’s just put it out there once and for all: not all ILPs are made equal. Yes, ILPs do come with a certain level […]

How to achieve your goals with ILPs

How to achieve your goals with ILPs

Most of life’s milestones don’t happen by chance. Be it learning how to ride a bicycle for the first time as a kid, collecting the keys to your first home or starting your own family, achieving your dreams takes effort, and most importantly, intent. Similarly, financial planning works best when you know what you are […]

Investment-linked plans (ILPs) vs endowment plans: similarities and differences

Woman on her laptop

If you are in the market for a product that provides insurance coverage while growing your money, you may have come across these two instruments: Investment-Linked Plans (ILPs) and endowment plans. Both are insurance plans that come with cash values, but what are they exactly and how are they different? Which of the two is […]

How to choose the right funds for your ILP

How to choose the right funds for your ILP

One of the first things you have to do after purchasing an Investment-Linked Plan (ILP) is to pick your funds. As you know, returns from your ILP are non-guaranteed and largely dependent on how well your chosen funds perform. For this reason, it is important that you pay attention to this step and pick the […]