The true value of life protection
If you’re forgoing life protection to save money in the short-term, you need to read this! Amid our evolving pandemic environment, it seems more people are placing greater importance on their long-term financial and healthcare needs by getting life insurance. In the first half of 2021, Singapore life insurance industry recorded new business premiums with […]
Retirement planning – act now to keep the shine in your golden years
“RETIREMENT” – it is a stage in our lives that we both look forward to, but at the same time, worry about as we will no longer be earning an active income. For some younger people, retirement is not even a blip on their radar. This is a mistake. Retirement planning is in fact something […]
Easy ways to boost your metabolism
If you are just hitting the big 3-0 and already blaming your weight gain and poor digestion on slow metabolism due to age, or know somebody who does, this article is for you. Contrary to a common misconception, slowing metabolism and weight gain are more likely related to your lifestyle rather than age. That’s good […]
Tips for investing in volatile times
Markets these days are anything but certain. From the COVID-19 pandemic, to the Russia-Ukraine war, looming energy crisis and, closer to home, inflation rates peaking at a 14-year high, volatile markets have become the norm. Aspiring investors might wonder, is now a good time to invest? After all, there are so many uncertainties affecting the market. […]
Should ILPs be part of your retirement plan?
You may have come across Investment-Linked Plans (ILPs) but kept a good arm’s length away from them. After all, with the infamous reputation that they have built, are ILPs worth investing in? Let’s just put it out there once and for all: not all ILPs are made equal. Yes, ILPs do come with a certain level […]
How to achieve your goals with ILPs
Most of life’s milestones don’t happen by chance. Be it learning how to ride a bicycle for the first time as a kid, collecting the keys to your first home or starting your own family, achieving your dreams takes effort, and most importantly, intent. Similarly, financial planning works best when you know what you are […]
Investment-linked plans (ILPs) vs endowment plans: similarities and differences
If you are in the market for a product that provides insurance coverage while growing your money, you may have come across these two instruments: Investment-Linked Plans (ILPs) and endowment plans. Both are insurance plans that come with cash values, but what are they exactly and how are they different? Which of the two is […]
How to choose the right funds for your ILP
One of the first things you have to do after purchasing an Investment-Linked Plan (ILP) is to pick your funds. As you know, returns from your ILP are non-guaranteed and largely dependent on how well your chosen funds perform. For this reason, it is important that you pay attention to this step and pick the […]
Are investment-linked plans (ILPs) worth investing in?
There are many different types of investment products out there, and one that has traditionally divided opinion is none other than Investment-Linked Plans (ILPs). A hybrid product that combines both insurance and investment, some like it for its flexibility and multi-functionality. Then there are those who believe that you’re better off keeping your investments and […]
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