ILP Sub-Fund Manager

Dimensional Fund Advisors Ltd.

Investment Objective

This ILP sub-fund seeks to maximise current income while preserving capital.

Underlying Funds

This ILP sub-fund feeds into Dimensional Funds plc which is managed by Dimensional Fund Advisors Ltd.

Source of Fund

Cash

Benchmark

FTSE World Government Bond Index 1-5 Years

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

This ILP sub-fund seeks to maximise total return, consistent with preservation of capital and prudent investment management.

Underlying Funds

This ILP sub-fund feeds into Global Investment Grade Credit Fund a sub-fund of PIMCO Funds which is managed by PIMCO Global Advisors (Ireland) Limited

Source of Fund

Cash

Benchmark

Bloomberg Barclays Global Aggregate Credit Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

This ILP sub-fund seeks to maximise total return.

Underlying Funds

This ILP sub-fund feeds into the sub-fund of BlackRock Global Funds which is managed by BlackRock (Luxembourg) S.A.

Source of Fund

Cash

Benchmark

J.P. Morgan Asia Credit Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

This ILP sub-fund seeks to maximise total return, consistent with prudent investment management.

Underlying Funds

This ILP sub-fund feeds into Emerging Markets Bond Fund a sub-fund of PIMCO Funds which is managed by PIMCO Global Advisors (Ireland) Limited.

Source of Fund

Cash

Benchmark

J.P. Morgan EMBI Global Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Limited

Investment Objective

This ILP sub-fund aims for medium to long-term capital appreciation by following the performance of the global stock markets through investment as a feeder fund in the Vanguard Global Stock Index Fund, a Vanguard Umbrella Sub-Fund, whose investment objective is to parallel investment results of the MSCI World Index.

Underlying Funds

This ILP sub-fund feeds into Infinity Global Stock Index Fund a sub-fund of Infinity Investment Series which is managed by Lion Global Investors Limited.

Source of Fund

Cash

Benchmark

MSCI World Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

abrdn Asia Limited

Investment Objective

The Abrdn All China Sustainable Equity Fund aims to provide capital growth by investing all or substantially all of its assets in equities and equity-related securities of companies listed, incorporated or domiciled in China; or companies that derive a significant proportion of their revenues or profits from Chinese operation or have a significant proportion of their assets there.

Underlying Funds

This ILP Sub-Fund feeds into the Aberdeen Standard SICAV I – All China Sustainable Equity Fund, a Sub-Fund of the Aberdeen Standard Select Portfolio , which is managed by abrdn Asia Limited

Source of Fund

Cash

Benchmark

N/A. This Sub-Funds/Share Classes have no benchmarks because no appropriate benchmarks are currently available for this Sub-Funds/Share Classes.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

AllianceBernstein (Luxembourg) S.à r.l.

Investment Objective

The Portfolio seeks to provide a high level of current income consistent with preservation of capital by investing in a diversified portfolio of U.S. dollar denominated fixed income securities.

Underlying Funds

This ILP Sub-Fund feeds into the Alliance Bernstein American Income Portfolio Fund, a Sub-Fund of the AB FCP I , which is managed by AllianceBernstein (Luxembourg) S.à r.l.

Source of Fund

Cash

Benchmark

Bloomberg Barclays US Aggregate Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Allianz Global Investors GmbH

Investment Objective

The Fund aims at long term capital growth and income by investing in corporate Debt Securities and Equities of US and/or Canadian equity and bond markets

Underlying Funds

This ILP Sub-Fund feeds into the Allianz Income and Growth Fund, a Sub-Fund of the Allianz Global Investors Fund, which is managed by Allianz Global Investors GmbH

Source of Fund

Cash

Benchmark

N/A. This Sub-Funds/Share Classes have no benchmarks because no appropriate benchmarks are currently available for this Sub-Funds/Share Classes.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

To seek an above average income from its equity investments without sacrificing long term capital growth. The fund invests at least 70% of its total assets in equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Europe.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A6 SGD Hedged Distribution class of the Blackrock Global Funds European Equity Income Fund (“the Underlying Fund”), a sub-fund of Blackrock Global Funds (“BGF”).

Source of Fund

Cash

Benchmark

MSCI Europe Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

The ESG Multi-Asset Fund follows an asset allocation policy that seeks to maximise total return in a manner consistent with the principles of environmental, social and governance “ESG”-focused investing

Underlying Funds

This ILP Sub-Fund feeds into the BGF ESG Multi-Asset Fund, a Sub-Fund of the BlackRock Global Funds, which is managed by BlackRock Luxembourg S.A.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Capital International Management Company Sàrl

Investment Objective

The fund seeks the balanced accomplishment of three objectives: conservation of capital, current income and long-term growth of capital and income.

Underlying Funds

Capital Group American Balanced Fund

Source of Fund

Cash

Benchmark

60% S&P 500 / 40% Bloomberg US Aggregate Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Eastspring Investments

Investment Objective

To seek to generate long-term capital growth through a concentrated portfolio of equities, equity-related securities, bonds, and currencies. The fund will invest primarily in securities of companies, which are incorporated, listed in or have their area of primary activity in Japan. The fund may also invest in depository receipts including ADRs and GDRs, convertible bonds, preference shares, warrants and fixed income securities issued by Japan entities.

Underlying Funds

The ILP Sub-Fund is a single feeder fund which feeds 100% into Eastspring Investments – Japan Dynamic Fund, a collective investment scheme constituted in Luxembourg that aims to generate long-term capital growth through a concentrated portfolio of equities, equity-related securities and bonds of companies, which are incorporated, listed in or have their area of primary activity in Japan, as well as currencies.

Source of Fund

Cash

Benchmark

MSCI Japan Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

First Sentier Investors

Investment Objective

To provide investors with income and medium term capital stability from investments focused in the Asia Pacific ex Japan region.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A (H Dist) of the First Sentier Bridge Fund (the “Underlying Fund”).
The Underlying Fund invests into FSSA Asian Equity Plus Fund (for equities) (the “Equity Underlying Sub-Fund”) and the First Sentier Asian Quality Bond Fund (for fixed income) (the “Bond Underlying Sub-Fund”) (collectively the “Underlying Sub-Funds” or “Underlying Dublin Sub-Funds”), which are both sub-funds of the First Sentier Investors Global Umbrella Fund plc. (the “Dublin Umbrella Fund”), an umbrella investment company constituted in Dublin, Ireland.

Source of Fund

Cash

Benchmark

50% MSCI AC Asia ex Japan Index (Unhedged) and 50% JP Morgan JACI Investment Grade Index (Hedged to S$)

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

First Sentier Investors

Investment Objective

To provide investors with regular distributions and long-term growth from equity investments with potential for dividend growth and long term capital appreciation focused in the Asia Pacific ex Japan region.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A (Q Dist) of the FSSA Dividend Advantage Fund (the “Underlying Fund”).
The Underlying Fund invests into FSSA Asian Equity Plus Fund (the “Equity Underlying Sub-Fund”), a sub-fund of the First Sentier Investors Global Umbrella Fund plc. (the “Dublin Umbrella Fund”), an investment company constituted in Dublin, Ireland.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lemanik Asset Management S.A.

Investment Objective

The investment objective of the Fund is to generate long term positive return, which include both capital appreciation and income

Underlying Funds

This ILP Sub-Fund feeds into the Fullerton Lux Funds – Asia Absolute Alpha, a Sub-Fund of the Fullerton Lux Funds, which is managed by Lemanik Asset Management S.A.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Fullerton Fund Management Company Ltd

Investment Objective

The investment objective of the Fund is to generate long term capital appreciation and/or income for investors in SGD terms by investing primarily in fixed income or debt securities

Underlying Funds

This ILP Sub-Fund feeds into the Fullerton SGD Income Fund, a Sub-Fund of the Fullerton Funds, which is managed by Fullerton Fund Management Company Ltd

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Ltd

Investment Objective

The Fund aims to achieve long-term capital appreciation by investing in securities listed on the SGX Main board and on Catalist. The investments of the Fund shall be diversified into the various sectors of the Singapore equities markets

Underlying Funds

This ILP Sub-Fund feeds into the LionGlobal Singapore Trust Fund, which is managed by LionGlobal Investors Ltd

Source of Fund

Cash

Benchmark

MSCI Singapore Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

The investment objective of the Maybank Asian Growth and Income Fund is to provide capital growth and income through investments in a portfolio of equities and fixed income

Underlying Funds

This ILP Sub-Fund feeds into the Maybank Asian Growth and Income Fund, a Sub-Fund of the Maybank Focus Funds, which is managed by Maybank Asset Management Singapore Pte Ltd

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

To seek to provide capital growth and income through investments in a portfolio of Shariah-compliant equities and Sukuk.

Underlying Funds

The ILP Sub-Fund feeds 100% into a sub-fund of the Singapore-constituted Maybank Focus Funds that aims provide capital growth and income through investments in equities that comply with Shariah principles and global Islamic securities instruments known as Sukuk.

Source of Fund

Cash

Benchmark

N/A. This sub-fund has no benchmark.
Note that there is no benchmark against which the performance of the fund is or will be measured as the fund seeks to achieve absolute return. However, note that an absolute return is not guaranteed, and your capital is at risk.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

To seek to enhance the value of its assets in the medium or long term through investing all or substantially all its assets into the Master (USD Dist) class of MAMG Global Sukuk Fund (the “Underlying Fund”), a sub-fund of the Luxembourg-domiciled AZ Multi Asset. The Underlying Fund shall normally invest in “Sukuk” Islamic securities instruments compliant with Sharia principles.

Underlying Funds

The ILP Sub-Fund feeds 100% into a sub-fund of the Singapore-constituted Maybank Focus Funds that aims to enhance the value of its assets in the medium or long-term through investing all or substantially all its assets into the Master (USD Dis) class of AZ Islamic – MAMG Global Sukuk Fund (“the Underlying Fund”), a sub-fund of the Luxembourg-domiciled AZ Multi Asset.

Source of Fund

Cash

Benchmark

N/A. This sub-fund has no benchmark.
Note that there is no benchmark against which the performance of the fund is or will be measured as the fund seeks to achieve absolute return. However, note that an absolute return is not guaranteed, and your capital is at risk.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

The primary investment objective of the Fund is to seek high current income, consistent with prudent investment management. Long-term capital appreciation is a secondary objective.

Underlying Funds

This ILP Sub-Fund feeds into the PIMCO Income Fund, a Sub-Fund of the PIMCO Funds, which is managed by PIMCO Global Advisors (Ireland)

Source of Fund

Cash

Benchmark

Bloomberg U.S. Aggregate (SGD Hedged) Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PineBridge Investments Singapore Limited

Investment Objective

Seeks to provide stable income with capital preservation by investing primarily in high credit quality SGD fixed income instruments issued by Singapore and non-Singapore entities

Underlying Funds

This ILP Sub-Fund feeds into the PineBridge Internation Funds – Singapore Bond Fund, a Sub-Fund of the PineBridge International Funds, which is managed by PineBridge Investments Singapore Limited

Source of Fund

Cash

Benchmark

JP Morgan Singapore Government Bond Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to achieve long term capital growth by investing in securities issued by companies principally involved in the development, production or distribution of products, equipment and/or services related to healthcare, in any part of the world

Underlying Funds

This ILP Sub-Fund feeds into the United Global Healthcare Fund, which is managed by UOB Asset Management Ltd

Source of Fund

Cash

Benchmark

MSCI ACWI Healthcare

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to provide a return which is comparable to that of Singapore dollar short-term deposits

Underlying Funds

TThis ILP Sub-Fund feeds into the United SGD Money Market Fund, a Sub-Fund of the United Liquidity Solutions Portfolios, which is managed by UOB Asset Management

Source of Fund

Cash

Benchmark

3M Bank Deposit Rate

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to generate long term capital appreciation and/or income for investors in SGD terms by investing primarily in fixed income or debt securities

Underlying Funds

This ILP Sub-Fund feeds into the United Singapore Bond Fund, a Sub-Fund of the United Global Portfolios, which is managed by UOB Asset Management Ltd

Source of Fund

Cash

Benchmark

TR/SGX SFI Government Bond Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Dimensional Fund Advisors Ltd.

Investment Objective

This ILP sub-fund seeks to maximise current income while preserving capital.

Underlying Funds

This ILP sub-fund feeds into Dimensional Funds plc which is managed by Dimensional Fund Advisors Ltd.

Source of Fund

Cash

Benchmark

FTSE World Government Bond Index 1-5 Years

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

This ILP sub-fund seeks to maximise total return, consistent with preservation of capital and prudent investment management.

Underlying Funds

This ILP sub-fund feeds into Global Investment Grade Credit Fund a sub-fund of PIMCO Funds which is managed by PIMCO Global Advisors (Ireland) Limited

Source of Fund

Cash

Benchmark

Bloomberg Barclays Global Aggregate Credit Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

This ILP sub-fund seeks to maximise total return.

Underlying Funds

This ILP sub-fund feeds into the sub-fund of BlackRock Global Funds which is managed by BlackRock (Luxembourg) S.A.

Source of Fund

Cash

Benchmark

J.P. Morgan Asia Credit Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

This ILP sub-fund seeks to maximise total return, consistent with prudent investment management.

Underlying Funds

This ILP sub-fund feeds into Emerging Markets Bond Fund a sub-fund of PIMCO Funds which is managed by PIMCO Global Advisors (Ireland) Limited.

Source of Fund

Cash

Benchmark

J.P. Morgan EMBI Global Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Limited

Investment Objective

This ILP sub-fund aims for medium to long-term capital appreciation by following the performance of the global stock markets through investment as a feeder fund in the Vanguard Global Stock Index Fund, a Vanguard Umbrella Sub-Fund, whose investment objective is to parallel investment results of the MSCI World Index.

Underlying Funds

This ILP sub-fund feeds into Infinity Global Stock Index Fund a sub-fund of Infinity Investment Series which is managed by Lion Global Investors Limited.

Source of Fund

Cash

Benchmark

MSCI World Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

AllianceBernstein (Luxembourg) S.à r.l.

Investment Objective

The Portfolio seeks to provide a high level of current income consistent with preservation of capital by investing in a diversified portfolio of U.S. dollar denominated fixed income securities.

Underlying Funds

This ILP Sub-Fund feeds into the Alliance Bernstein American Income Portfolio Fund, a Sub-Fund of the AB FCP I , which is managed by AllianceBernstein (Luxembourg) S.à r.l.

Source of Fund

Cash

Benchmark

Bloomberg Barclays US Aggregate Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

abrdn Asia Limited

Investment Objective

The Abrdn All China Sustainable Equity Fund aims to provide capital growth by investing all or substantially all of its assets in equities and equity-related securities of companies listed, incorporated or domiciled in China; or companies that derive a significant proportion of their revenues or profits from Chinese operation or have a significant proportion of their assets there.

Underlying Funds

This ILP Sub-Fund feeds into the Aberdeen Standard SICAV I – All China Sustainable Equity Fund, a Sub-Fund of the Aberdeen Standard Select Portfolio , which is managed by abrdn Asia Limited

Source of Fund

Cash

Benchmark

N/A. This Sub-Funds/Share Classes have no benchmarks because no appropriate benchmarks are currently available for this Sub-Funds/Share Classes.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Allianz Global Investors GmbH

Investment Objective

The Fund aims at long term capital growth and income by investing in corporate Debt Securities and Equities of US and/or Canadian equity and bond markets

Underlying Funds

This ILP Sub-Fund feeds into the Allianz Income and Growth Fund, a Sub-Fund of the Allianz Global Investors Fund, which is managed by Allianz Global Investors GmbH

Source of Fund

Cash

Benchmark

N/A. This Sub-Funds/Share Classes have no benchmarks because no appropriate benchmarks are currently available for this Sub-Funds/Share Classes.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Baillie Gifford Investment Management (Europe) Limited

Investment Objective

The investment strategy of the Fund is to invest primarily in equity securities with the aim of providing above average returns comprising capital growth and dividend income over the long term

Underlying Funds

This ILP Sub-Fund feeds into the Baillie Gifford Worldwide Asia ex Japan Fund, a Sub-Fund of the Baillie Gifford Worldwide Funds PLC, which is managed by Baillie Gifford Investment Management (Europe) Limited

Source of Fund

Cash

Benchmark

MSCI All Country Asia ex Japan Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Baillie Gifford Investment Management (Europe) Limited

Investment Objective

The fund aims to produce capital growth over the long term. The investment policy is to invest mainly in global equities selected from companies involved in the healthcare industry and which are innovative in their focus

Underlying Funds

This ILP Sub-Fund feeds into the Baillie Gifford Worldwide Health Innovation Fund, a Sub-Fund of the Baillie Gifford Worldwide Funds PLC, which is managed by Baillie Gifford Investment Management (Europe) Limited

Source of Fund

Cash

Benchmark

MSCI All Country World Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Baillie Gifford Investment Management (Europe) Limited

Investment Objective

The investment objective of the Fund is to provide strong returns over the long term by investing primarily in a concentrated, unconstrained global equity portfolio

Underlying Funds

This ILP Sub-Fund feeds into the Baillie Gifford Worldwide Long Term Global Growth Fund, a Sub-Fund of the Baillie Gifford Worldwide Funds PLC, which is managed by Baillie Gifford Investment Management (Europe) Limited

Source of Fund

Cash

Benchmark

MSCI All Country World Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

To seek an above average income from its equity investments without sacrificing long term capital growth. The fund invests at least 70% of its total assets in equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Europe.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A6 SGD Hedged Distribution class of the Blackrock Global Funds European Equity Income Fund (“the Underlying Fund”), a sub-fund of Blackrock Global Funds (“BGF”).

Source of Fund

Cash

Benchmark

MSCI Europe Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

The ESG Global Bond Income Fund seeks to maximise income without sacrificing long term capital growth in a manner consistent with the principles of environmental, social and governance (“ESG”) focused investing

Underlying Funds

This ILP Sub-Fund feeds into the BGF ESG Global Bond Income Fund, a Sub-Fund of the BlackRock Global Funds, which is managed by BlackRock Luxembourg S.A.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

The ESG Multi-Asset Fund follows an asset allocation policy that seeks to maximise total return in a manner consistent with the principles of environmental, social and governance “ESG”-focused investing

Underlying Funds

This ILP Sub-Fund feeds into the BGF ESG Multi-Asset Fund, a Sub-Fund of the BlackRock Global Funds, which is managed by BlackRock Luxembourg S.A.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

BlackRock (Luxembourg) S.A.

Investment Objective

The World Technology Fund seeks to maximise total return. The Fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the technology sector

Underlying Funds

This ILP Sub-Fund feeds into the BlackRock Global Funds (“BGF”) World Technology Fund, a Sub-Fund of the BlackRock Global Funds, which is managed by BlackRock (Luxembourg) S.A.

Source of Fund

Cash

Benchmark

MSCI AC World Information Technology Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Capital International Management Company Sàrl

Investment Objective

The fund seeks the balanced accomplishment of three objectives: conservation of capital, current income and long-term growth of capital and income.

Underlying Funds

Capital Group American Balanced Fund

Source of Fund

Cash

Benchmark

60% S&P 500 / 40% Bloomberg US Aggregate Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Eastspring Investments

Investment Objective

To seek to generate long-term capital growth through a concentrated portfolio of equities, equity-related securities, bonds, and currencies. The fund will invest primarily in securities of companies, which are incorporated, listed in or have their area of primary activity in Japan. The fund may also invest in depository receipts including ADRs and GDRs, convertible bonds, preference shares, warrants and fixed income securities issued by Japan entities.

Underlying Funds

The ILP Sub-Fund is a single feeder fund which feeds 100% into Eastspring Investments – Japan Dynamic Fund, a collective investment scheme constituted in Luxembourg that aims to generate long-term capital growth through a concentrated portfolio of equities, equity-related securities and bonds of companies, which are incorporated, listed in or have their area of primary activity in Japan, as well as currencies.

Source of Fund

Cash

Benchmark

MSCI Japan Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

First Sentier Investors

Investment Objective

To provide investors with income and medium term capital stability from investments focused in the Asia Pacific ex Japan region.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A (H Dist) of the First Sentier Bridge Fund (the “Underlying Fund”).
The Underlying Fund invests into FSSA Asian Equity Plus Fund (for equities) (the “Equity Underlying Sub-Fund”) and the First Sentier Asian Quality Bond Fund (for fixed income) (the “Bond Underlying Sub-Fund”) (collectively the “Underlying Sub-Funds” or “Underlying Dublin Sub-Funds”), which are both sub-funds of the First Sentier Investors Global Umbrella Fund plc. (the “Dublin Umbrella Fund”), an umbrella investment company constituted in Dublin, Ireland.

Source of Fund

Cash

Benchmark

50% MSCI AC Asia ex Japan Index (Unhedged) and 50% JP Morgan JACI Investment Grade Index (Hedged to S$)

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

First Sentier Investors

Investment Objective

To provide investors with regular distributions and long-term growth from equity investments with potential for dividend growth and long term capital appreciation focused in the Asia Pacific ex Japan region.

Underlying Funds

The ILP Sub-Fund is a single feeder fund investing all its assets into Class A (Q Dist) of the FSSA Dividend Advantage Fund (the “Underlying Fund”).
The Underlying Fund invests into FSSA Asian Equity Plus Fund (the “Equity Underlying Sub-Fund”), a sub-fund of the First Sentier Investors Global Umbrella Fund plc. (the “Dublin Umbrella Fund”), an investment company constituted in Dublin, Ireland.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lemanik Asset Management S.A.

Investment Objective

The investment objective of the Fund is to generate long term positive return, which include both capital appreciation and income

Underlying Funds

This ILP Sub-Fund feeds into the Fullerton Lux Funds – Asia Absolute Alpha, a Sub-Fund of the Fullerton Lux Funds, which is managed by Lemanik Asset Management S.A.

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Fullerton Fund Management Company Ltd

Investment Objective

The investment objective of the Fund is to generate long term capital appreciation and/or income for investors in SGD terms by investing primarily in fixed income or debt securities

Underlying Funds

This ILP Sub-Fund feeds into the Fullerton SGD Income Fund, a Sub-Fund of the Fullerton Funds, which is managed by Fullerton Fund Management Company Ltd

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Fundsmith LLP

Investment Objective

To invest in equities on a global basis where the approach is to be a long-term investor in its chosen stocks. It will not adopt short-term trading strategies.

Underlying Funds

This ILP Sub-Fund feeds into the Fundsmith Equity Fund (R Class Acc) which is managed by Fundsmith Investment Services Limited.

Source of Fund

Cash

Benchmark

N/A

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Limited

Investment Objective

The Infinity Global Stock Index Fund aims for medium to long-term capital appreciation by following the performance of the global stock markets through investment as a feeder fund in the Vanguard Global Stock Index Fund, a Vanguard Umbrella Sub-Fund, whose investment objective is to parallel investment results of the MSCI World Index (the “World Index”), market capitalisation weighted index of common stocks of companies in developed countries.

Underlying Funds

Infinity Global Stock Index Fund

Source of Fund

Cash

Benchmark

MSCI World Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Ltd

Investment Objective

The Fund aims to provide investors with regular distributions and long-term capital growth by investing primarily in high and/or sustainable dividend yielding equities (including real estate investment trusts, business trusts, business trusts and exchange traded funds) listed on the Singapore Exchange Securities Trading Limited (Mainboard and Catalist)

Underlying Funds

This ILP Sub-Fund feeds into the LionGlobal Singapore Dividend Equity Fund, a Sub-Fund of the LionGlobal New Wealth Series, which is managed by LionGlobal Investors Ltd

Source of Fund

Cash

Benchmark

MSCI Singapore Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Lion Global Investors Ltd

Investment Objective

The Fund aims to achieve long-term capital appreciation by investing in securities listed on the SGX Main board and on Catalist. The investments of the Fund shall be diversified into the various sectors of the Singapore equities markets

Underlying Funds

This ILP Sub-Fund feeds into the LionGlobal Singapore Trust Fund, which is managed by LionGlobal Investors Ltd

Source of Fund

Cash

Benchmark

MSCI Singapore Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

The investment objective of the Maybank Asian Growth and Income Fund is to provide capital growth and income through investments in a portfolio of equities and fixed income

Underlying Funds

This ILP Sub-Fund feeds into the Maybank Asian Growth and Income Fund, a Sub-Fund of the Maybank Focus Funds, which is managed by Maybank Asset Management Singapore Pte Ltd

Source of Fund

Cash

Benchmark

–

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

To seek to provide capital growth and income through investments in a portfolio of Shariah-compliant equities and Sukuk.

Underlying Funds

The ILP Sub-Fund feeds 100% into a sub-fund of the Singapore-constituted Maybank Focus Funds that aims provide capital growth and income through investments in equities that comply with Shariah principles and global Islamic securities instruments known as Sukuk.

Source of Fund

Cash

Benchmark

N/A. This sub-fund has no benchmark.
Note that there is no benchmark against which the performance of the fund is or will be measured as the fund seeks to achieve absolute return. However, note that an absolute return is not guaranteed, and your capital is at risk.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Maybank Asset Management Singapore Pte Ltd

Investment Objective

To seek to enhance the value of its assets in the medium or long term through investing all or substantially all its assets into the Master (USD Dist) class of MAMG Global Sukuk Fund (the “Underlying Fund”), a sub-fund of the Luxembourg-domiciled AZ Multi Asset. The Underlying Fund shall normally invest in “Sukuk” Islamic securities instruments compliant with Sharia principles.

Underlying Funds

The ILP Sub-Fund feeds 100% into a sub-fund of the Singapore-constituted Maybank Focus Funds that aims to enhance the value of its assets in the medium or long-term through investing all or substantially all its assets into the Master (USD Dis) class of AZ Islamic – MAMG Global Sukuk Fund (“the Underlying Fund”), a sub-fund of the Luxembourg-domiciled AZ Multi Asset.

Source of Fund

Cash

Benchmark

N/A. This sub-fund has no benchmark.
Note that there is no benchmark against which the performance of the fund is or will be measured as the fund seeks to achieve absolute return. However, note that an absolute return is not guaranteed, and your capital is at risk.

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

Nikko Asset Management Luxembourg S.A.

Investment Objective

The investment objective of the Fund is to achieve long term capital growth. The Fund will invest, under normal market conditions, primarily in global equity securities of companies that are relevant to the investment theme of disruptive innovation – defined as the introduction of a technologically enabled new product or service that potentially changes the way the world works

Underlying Funds

This ILP Sub-Fund feeds into the Nikko AM ARK Disruptive Innovation Fund, a Sub-Fund of the Nikko AM Global Umbrella Fund, which is managed by Nikko Asset Management Luxembourg S.A.

Source of Fund

Cash

Benchmark

MSCI World Total Return Net Index

Fund Summary Product Highlights Sheet Factsheets

ILP Sub-Fund Manager

PIMCO Global Advisors (Ireland) Limited

Investment Objective

The primary investment objective of the Fund is to seek high current income, consistent with prudent investment management. Long-term capital appreciation is a secondary objective.

Underlying Funds

This ILP Sub-Fund feeds into the PIMCO Income Fund, a Sub-Fund of the PIMCO Funds, which is managed by PIMCO Global Advisors (Ireland)

Source of Fund

Cash

Benchmark

Bloomberg U.S. Aggregate (SGD Hedged) Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

PineBridge Investments Singapore Limited

Investment Objective

Seeks to provide stable income with capital preservation by investing primarily in high credit quality SGD fixed income instruments issued by Singapore and non-Singapore entities

Underlying Funds

This ILP Sub-Fund feeds into the PineBridge Internation Funds – Singapore Bond Fund, a Sub-Fund of the PineBridge International Funds, which is managed by PineBridge Investments Singapore Limited

Source of Fund

Cash

Benchmark

JP Morgan Singapore Government Bond Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to achieve long term capital growth by investing in securities issued by companies principally involved in the development, production or distribution of products, equipment and/or services related to healthcare, in any part of the world

Underlying Funds

This ILP Sub-Fund feeds into the United Global Healthcare Fund, which is managed by UOB Asset Management Ltd

Source of Fund

Cash

Benchmark

MSCI ACWI Healthcare

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to provide a return which is comparable to that of Singapore dollar short-term deposits

Underlying Funds

TThis ILP Sub-Fund feeds into the United SGD Money Market Fund, a Sub-Fund of the United Liquidity Solutions Portfolios, which is managed by UOB Asset Management

Source of Fund

Cash

Benchmark

3M Bank Deposit Rate

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets

ILP Sub-Fund Manager

UOB Asset Management Ltd

Investment Objective

The investment objective of the Fund is to generate long term capital appreciation and/or income for investors in SGD terms by investing primarily in fixed income or debt securities

Underlying Funds

This ILP Sub-Fund feeds into the United Singapore Bond Fund, a Sub-Fund of the United Global Portfolios, which is managed by UOB Asset Management Ltd

Source of Fund

Cash

Benchmark

TR/SGX SFI Government Bond Index

Fund Summary Product Highlights Sheet Fund Prospectus Factsheets